B
Whitesville Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.75
Leverage
Ratio
11.76
Return On
Assets
1.55%
Total
Assets
33.18M
Capital
3.90M
Total
Deposits
29.20M
Net
Income
390.00K
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Weiss Ratings Whitesville Community Credit Union
Whitesville, KY 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 8.40
Stability Index 5.90
Company Info Whitesville Community Credit Union
Whitesville, KY 		Click to
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NCUA Charter Number 4737
Phone Number (270) 233-4447
Website whitesvillecommunitycu.com
Asset Quality Whitesville Community Credit Union
Whitesville, KY 		Click to
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1-Year Asset Growth 1.72%
5-Year Asset Growth 4.09%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 0.65%
Balance Sheet Whitesville Community Credit Union
Whitesville, KY 		Click to
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Total Assets 33.18M
Total Deposits 29.20M
Capital and Reserves Whitesville Community Credit Union
Whitesville, KY 		Click to
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Capital 3.90M
Leverage Ratio 11.76
Loan Loss Reserves to Loans 0.10%
Liquidity Whitesville Community Credit Union
Whitesville, KY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 26.76%
Profitability Whitesville Community Credit Union
Whitesville, KY 		Click to
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5-Year Return on Average Assets 0.44%
Net Income 390.00K
Net Interest Spread 4.37%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 65.43%
Return on Assets 1.55%
Return on Equity 14.05%