Whitesville Community Credit Union

Whitesville, KY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	8.90
Liquidity Index	7.10
Profitability Index	6.80
Stability Index	5.70

Company Info	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4737
Phone Number	(270) 233-4447
Website	whitesvillecommunitycu.com

Asset Quality	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.33%
5-Year Asset Growth	4.09%
5-Year Charge-Offs to Average Loans	0.01%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.01%
Non-Performing Loans to Capital	0.11%
Non-Performing Loans to Loans	0.03%

Balance Sheet	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	33.65M
Total Deposits	29.93M

Capital and Reserves	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
Capital	3.62M
Leverage Ratio	10.78
Loan Loss Reserves to Loans	0.11%

Liquidity	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	49.07%

Profitability	Whitesville Community Credit Union Whitesville, KY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.44%
Net Income	114.00K
Net Interest Spread	4.16%
Operating Profit to Average Assets	1.38%
Overhead Efficiency Ratio	67.60%
Return on Assets	1.37%
Return on Equity	12.79%