| Weiss Ratings |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.20 | |||
| Company Info |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4742 | |||
| Phone Number | (575) 887-6030 | |||
| Website | www.finseccu.com | |||
| Asset Quality |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.13% | |||
| 5-Year Asset Growth | 3.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.64% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 5.49% | |||
| Non-Performing Loans to Loans | 1.28% | |||
| Balance Sheet |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 61.43M | |||
| Total Deposits | 51.06M | |||
| Capital and Reserves |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 10.16M | |||
| Leverage Ratio | 16.53 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.91% | |||
| Liquidity Ratio | 26.06% | |||
| Profitability |
Financial Security Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 842.00K | |||
| Net Interest Spread | 5.16% | |||
| Operating Profit to Average Assets | 2.06% | |||
| Overhead Efficiency Ratio | 68.69% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 11.45% | |||