| Weiss Ratings |
Financial Security Credit Union
Carlsbad, NM |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Financial Security Credit Union
Carlsbad, NM |
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| NCUA Charter Number | 4742 | |||
| Phone Number | (575) 887-6030 | |||
| Website | www.finseccu.com | |||
| Asset Quality |
Financial Security Credit Union
Carlsbad, NM |
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| 1-Year Asset Growth | 4.88% | |||
| 5-Year Asset Growth | 3.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 3.93% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Financial Security Credit Union
Carlsbad, NM |
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| Total Assets | 62.29M | |||
| Total Deposits | 52.20M | |||
| Capital and Reserves |
Financial Security Credit Union
Carlsbad, NM |
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| Capital | 9.95M | |||
| Leverage Ratio | 15.97 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Liquidity |
Financial Security Credit Union
Carlsbad, NM |
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| Hot Money Ratio | 15.27% | |||
| Liquidity Ratio | 26.87% | |||
| Profitability |
Financial Security Credit Union
Carlsbad, NM |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 636.00K | |||
| Net Interest Spread | 5.08% | |||
| Operating Profit to Average Assets | 2.50% | |||
| Overhead Efficiency Ratio | 58.76% | |||
| Return on Assets | 2.10% | |||
| Return on Equity | 13.14% | |||