| Weiss Ratings |
Financial Security Credit Union
Carlsbad, NM |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Financial Security Credit Union
Carlsbad, NM |
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| NCUA Charter Number | 4742 | |||
| Phone Number | (575) 887-6030 | |||
| Website | www.finseccu.com | |||
| Asset Quality |
Financial Security Credit Union
Carlsbad, NM |
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| 1-Year Asset Growth | -2.78% | |||
| 5-Year Asset Growth | 3.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 4.15% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
Financial Security Credit Union
Carlsbad, NM |
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| Total Assets | 58.15M | |||
| Total Deposits | 48.66M | |||
| Capital and Reserves |
Financial Security Credit Union
Carlsbad, NM |
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| Capital | 9.31M | |||
| Leverage Ratio | 16.02 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Financial Security Credit Union
Carlsbad, NM |
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| Hot Money Ratio | 18.50% | |||
| Liquidity Ratio | 19.26% | |||
| Profitability |
Financial Security Credit Union
Carlsbad, NM |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 942.00K | |||
| Net Interest Spread | 5.13% | |||
| Operating Profit to Average Assets | 1.81% | |||
| Overhead Efficiency Ratio | 70.70% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 10.61% | |||