| Weiss Ratings |
Financial Security Credit Union
Carlsbad, NM |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 7.70 | |||
| Company Info |
Financial Security Credit Union
Carlsbad, NM |
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| NCUA Charter Number | 4742 | |||
| Phone Number | (575) 887-6030 | |||
| Website | www.finseccu.com | |||
| Asset Quality |
Financial Security Credit Union
Carlsbad, NM |
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| 1-Year Asset Growth | -1.24% | |||
| 5-Year Asset Growth | 5.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 5.13% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
Financial Security Credit Union
Carlsbad, NM |
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| Total Assets | 59.76M | |||
| Total Deposits | 51.19M | |||
| Capital and Reserves |
Financial Security Credit Union
Carlsbad, NM |
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| Capital | 8.61M | |||
| Leverage Ratio | 14.40 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Financial Security Credit Union
Carlsbad, NM |
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| Hot Money Ratio | 11.83% | |||
| Liquidity Ratio | 26.39% | |||
| Profitability |
Financial Security Credit Union
Carlsbad, NM |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 234.00K | |||
| Net Interest Spread | 5.01% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 70.58% | |||
| Return on Assets | 1.57% | |||
| Return on Equity | 11.03% | |||