C
Service One Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.50
Capitalization Index 6.20
Liquidity Index 2.70
Profitability Index 4.30
Stability Index 5.10
Company Info Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4748
Phone Number (270) 796-8500
Website www.socu.com
Asset Quality Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.69%
5-Year Asset Growth 9.06%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 1.13%
Non-Performing Loans to Capital 11.81%
Non-Performing Loans to Loans 1.46%
Balance Sheet Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 272.04M
Total Deposits 240.86M
Capital and Reserves Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 23.51M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.16%
Liquidity Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.23%
Liquidity Ratio 13.13%
Profitability Service One Credit Union, Inc.
Bowling Green, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.24%
Net Income 1.07M
Net Interest Spread 4.16%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 85.98%
Return on Assets 0.53%
Return on Equity 6.34%