C
Service One Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service One Credit Union, Inc.
Bowling Green, KY
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Rating C
Asset Quality Index 7.50
Capitalization Index 5.80
Liquidity Index 2.40
Profitability Index 2.50
Stability Index 4.90
Company Info Service One Credit Union, Inc.
Bowling Green, KY
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NCUA Charter Number 4748
Phone Number (270) 796-8500
Website www.socu.com
Asset Quality Service One Credit Union, Inc.
Bowling Green, KY
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1-Year Asset Growth 0.02%
5-Year Asset Growth 9.06%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 7.82%
Non-Performing Loans to Loans 0.90%
Balance Sheet Service One Credit Union, Inc.
Bowling Green, KY
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Total Assets 270.44M
Total Deposits 235.92M
Capital and Reserves Service One Credit Union, Inc.
Bowling Green, KY
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Capital 22.23M
Leverage Ratio 8.67
Loan Loss Reserves to Loans 1.10%
Liquidity Service One Credit Union, Inc.
Bowling Green, KY
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Hot Money Ratio 15.25%
Liquidity Ratio 9.82%
Profitability Service One Credit Union, Inc.
Bowling Green, KY
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5-Year Return on Average Assets 0.24%
Net Income 118.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 92.98%
Return on Assets 0.17%
Return on Equity 2.14%