| Weiss Ratings |
Opp-Micolas Credit Union
Opp, AL |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 8.10 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 6.60 | |||
| Company Info |
Opp-Micolas Credit Union
Opp, AL |
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| NCUA Charter Number | 4749 | |||
| Phone Number | (334) 493-6434 | |||
| Website | -- | |||
| Asset Quality |
Opp-Micolas Credit Union
Opp, AL |
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| 1-Year Asset Growth | -4.80% | |||
| 5-Year Asset Growth | -1.89% | |||
| 5-Year Charge-Offs to Average Loans | -0.14% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 3.96% | |||
| Non-Performing Loans to Loans | 4.20% | |||
| Balance Sheet |
Opp-Micolas Credit Union
Opp, AL |
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| Total Assets | 10.79M | |||
| Total Deposits | 8.11M | |||
| Capital and Reserves |
Opp-Micolas Credit Union
Opp, AL |
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| Capital | 2.66M | |||
| Leverage Ratio | 24.64 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Liquidity |
Opp-Micolas Credit Union
Opp, AL |
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| Hot Money Ratio | 8.88% | |||
| Liquidity Ratio | 94.23% | |||
| Profitability |
Opp-Micolas Credit Union
Opp, AL |
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| 5-Year Return on Average Assets | -0.83% | |||
| Net Income | -54.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | -1.00% | |||
| Overhead Efficiency Ratio | 124.11% | |||
| Return on Assets | -1.00% | |||
| Return on Equity | -4.04% | |||