A
FD Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FD Community Federal Credit Union
Waterbury, CT
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Rating A
Asset Quality Index 7.90
Capitalization Index 9.40
Liquidity Index 4.40
Profitability Index 5.40
Stability Index 7.30
Company Info FD Community Federal Credit Union
Waterbury, CT
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NCUA Charter Number 475
Phone Number (203) 753-9201
Website www.fdcommunityfcu.org
Asset Quality FD Community Federal Credit Union
Waterbury, CT
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1-Year Asset Growth 5.41%
5-Year Asset Growth 10.48%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 5.53%
Non-Performing Loans to Loans 1.13%
Balance Sheet FD Community Federal Credit Union
Waterbury, CT
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Total Assets 153.41M
Total Deposits 135.10M
Capital and Reserves FD Community Federal Credit Union
Waterbury, CT
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Capital 17.12M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 0.54%
Liquidity FD Community Federal Credit Union
Waterbury, CT
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Hot Money Ratio 8.99%
Liquidity Ratio 27.26%
Profitability FD Community Federal Credit Union
Waterbury, CT
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5-Year Return on Average Assets 0.87%
Net Income 880.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 77.03%
Return on Assets 0.76%
Return on Equity 7.03%