| Weiss Ratings |
Area Educational Credit Union
Mattoon, IL |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 7.80 | |||
| Company Info |
Area Educational Credit Union
Mattoon, IL |
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| NCUA Charter Number | 4752 | |||
| Phone Number | (217) 234-7817 | |||
| Website | www.myaecu.com | |||
| Asset Quality |
Area Educational Credit Union
Mattoon, IL |
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| 1-Year Asset Growth | -1.22% | |||
| 5-Year Asset Growth | 3.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 4.07% | |||
| Non-Performing Loans to Loans | 1.90% | |||
| Balance Sheet |
Area Educational Credit Union
Mattoon, IL |
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| Total Assets | 29.62M | |||
| Total Deposits | 23.12M | |||
| Capital and Reserves |
Area Educational Credit Union
Mattoon, IL |
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| Capital | 6.45M | |||
| Leverage Ratio | 21.79 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
Area Educational Credit Union
Mattoon, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 45.32% | |||
| Profitability |
Area Educational Credit Union
Mattoon, IL |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 247.00K | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 61.68% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 5.22% | |||