| Weiss Ratings |
Area Educational Credit Union
Mattoon, IL |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 7.80 | |||
| Company Info |
Area Educational Credit Union
Mattoon, IL |
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| NCUA Charter Number | 4752 | |||
| Phone Number | (217) 234-7817 | |||
| Website | www.myaecu.com | |||
| Asset Quality |
Area Educational Credit Union
Mattoon, IL |
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| 1-Year Asset Growth | 4.12% | |||
| 5-Year Asset Growth | 3.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.81% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 1.72% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Area Educational Credit Union
Mattoon, IL |
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| Total Assets | 31.74M | |||
| Total Deposits | 25.17M | |||
| Capital and Reserves |
Area Educational Credit Union
Mattoon, IL |
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| Capital | 6.53M | |||
| Leverage Ratio | 20.57 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Area Educational Credit Union
Mattoon, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 44.37% | |||
| Profitability |
Area Educational Credit Union
Mattoon, IL |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 109.00K | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 58.33% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 6.73% | |||