| Weiss Ratings |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 7.80 | |||
| Company Info |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4752 | |||
| Phone Number | (217) 234-7817 | |||
| Website | www.myaecu.com | |||
| Asset Quality |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.15% | |||
| 5-Year Asset Growth | 3.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 3.08% | |||
| Non-Performing Loans to Loans | 1.45% | |||
| Balance Sheet |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 30.49M | |||
| Total Deposits | 24.18M | |||
| Capital and Reserves |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 6.25M | |||
| Leverage Ratio | 20.50 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 45.97% | |||
| Profitability |
Area Educational Credit Union
Mattoon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 46.00K | |||
| Net Interest Spread | 3.33% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 67.42% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 2.95% | |||