E
Virginia United Methodist Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
9.39
Leverage
Ratio
9.39
Return On
Assets
0.08%
Total
Assets
16.17M
Capital
1.52M
Total
Deposits
14.64M
Net
Income
11.00K
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Weiss Ratings Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Rating E
Asset Quality Index 0.70
Capitalization Index 6.90
Liquidity Index 1.90
Profitability Index 2.90
Stability Index 3.80
Company Info Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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NCUA Charter Number 4759
Phone Number (804) 672-0200
Website www.tumcu.org
Asset Quality Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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1-Year Asset Growth -4.81%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 3.96%
Non-Performing Loans to Capital 40.30%
Non-Performing Loans to Loans 4.64%
Balance Sheet Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Total Assets 16.17M
Total Deposits 14.64M
Capital and Reserves Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Capital 1.52M
Leverage Ratio 9.39
Loan Loss Reserves to Loans 0.51%
Liquidity Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Hot Money Ratio 5.21%
Liquidity Ratio 5.79%
Profitability Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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5-Year Return on Average Assets 0.22%
Net Income 11.00K
Net Interest Spread 5.31%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 94.18%
Return on Assets 0.08%
Return on Equity 0.97%