E
Virginia United Methodist Credit Union, Inc.
Rating Date
September 2025
Net Capital
Ratio
8.91
Leverage
Ratio
8.91
Return On
Assets
0.08%
Total
Assets
17.00M
Capital
1.51M
Total
Deposits
15.48M
Net
Income
7.00K
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Weiss Ratings Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Rating E
Asset Quality Index 1.60
Capitalization Index 6.50
Liquidity Index 2.40
Profitability Index 2.80
Stability Index 1.00
Company Info Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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NCUA Charter Number 4759
Phone Number (804) 672-0200
Website www.tumcu.org
Asset Quality Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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1-Year Asset Growth -3.04%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 3.22%
Non-Performing Loans to Capital 34.47%
Non-Performing Loans to Loans 3.87%
Balance Sheet Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Total Assets 17.00M
Total Deposits 15.48M
Capital and Reserves Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Capital 1.51M
Leverage Ratio 8.91
Loan Loss Reserves to Loans 0.52%
Liquidity Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Hot Money Ratio 6.66%
Liquidity Ratio 9.44%
Profitability Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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5-Year Return on Average Assets 0.22%
Net Income 7.00K
Net Interest Spread 5.28%
Operating Profit to Average Assets 0.36%
Overhead Efficiency Ratio 93.60%
Return on Assets 0.08%
Return on Equity 0.93%