D
Virginia United Methodist Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
8.14
Leverage
Ratio
8.14
Return On
Assets
0.09%
Total
Assets
18.57M
Capital
1.51M
Total
Deposits
17.03M
Net
Income
4.00K
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Weiss Ratings Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Rating D
Asset Quality Index 3.60
Capitalization Index 5.80
Liquidity Index 3.70
Profitability Index 2.80
Stability Index 1.70
Company Info Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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NCUA Charter Number 4759
Phone Number (804) 672-0200
Website www.tumcu.org
Asset Quality Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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1-Year Asset Growth 8.35%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 2.36%
Non-Performing Loans to Capital 28.00%
Non-Performing Loans to Loans 3.31%
Balance Sheet Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Total Assets 18.57M
Total Deposits 17.03M
Capital and Reserves Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Capital 1.51M
Leverage Ratio 8.14
Loan Loss Reserves to Loans 0.43%
Liquidity Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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Hot Money Ratio 4.77%
Liquidity Ratio 23.24%
Profitability Virginia United Methodist Credit Union, Inc.
North Chesterfield, VA 		Click to
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5-Year Return on Average Assets 0.22%
Net Income 4.00K
Net Interest Spread 5.24%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 94.31%
Return on Assets 0.09%
Return on Equity 1.06%