Golden Plains Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 5.3 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Good asset quality (6.2).
Other Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) based on a net capital to total assets of 11.1 and a net worth ratio of 11.1. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.7 has resulted in Excellent (7.0) profitability.
Asset Mix:
Consumer loans (74%), home mtgs (3%), other (23%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1714 East Kansas Avenue
Garden City, KS 67846
Garden City, KS 67846
Phone Number
(620) 275-2151
NCUA Charter Number
Website
Largest Competitors
Lenexa, KS
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Wichita, KS
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Garden City, KS