A
Auto-Owners Associates Credit Union
LansingMI
Rating Date
December 2025
Net Capital
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Leverage
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Weiss Ratings Auto-Owners Associates Credit Union
Lansing, MI
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 9.10
Stability Index 8.00
Company Info Auto-Owners Associates Credit Union
Lansing, MI
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NCUA Charter Number 4763
Phone Number (517) 323-1370
Website www.aoacu.com
Asset Quality Auto-Owners Associates Credit Union
Lansing, MI
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1-Year Asset Growth 0.80%
5-Year Asset Growth 3.44%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.06%
Non-Performing Loans to Loans 0.07%
Balance Sheet Auto-Owners Associates Credit Union
Lansing, MI
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Total Assets 40.57M
Total Deposits 32.73M
Capital and Reserves Auto-Owners Associates Credit Union
Lansing, MI
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Capital 7.67M
Leverage Ratio 18.91
Loan Loss Reserves to Loans 0.33%
Liquidity Auto-Owners Associates Credit Union
Lansing, MI
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Hot Money Ratio 0.38%
Liquidity Ratio 52.99%
Profitability Auto-Owners Associates Credit Union
Lansing, MI
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5-Year Return on Average Assets 0.95%
Net Income 651.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 46.77%
Return on Assets 2.09%
Return on Equity 11.80%