| Weiss Ratings |
Memorial Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 4.00 | |||
| Company Info |
Memorial Credit Union
Houston, TX |
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| NCUA Charter Number | 4768 | |||
| Phone Number | (713) 778-6300 | |||
| Website | www.memorialcu.org | |||
| Asset Quality |
Memorial Credit Union
Houston, TX |
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| 1-Year Asset Growth | -8.36% | |||
| 5-Year Asset Growth | 4.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 4.22% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Memorial Credit Union
Houston, TX |
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| Total Assets | 87.10M | |||
| Total Deposits | 77.19M | |||
| Capital and Reserves |
Memorial Credit Union
Houston, TX |
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| Capital | 9.46M | |||
| Leverage Ratio | 10.88 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Memorial Credit Union
Houston, TX |
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| Hot Money Ratio | 7.67% | |||
| Liquidity Ratio | 15.02% | |||
| Profitability |
Memorial Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | -137.00K | |||
| Net Interest Spread | 5.64% | |||
| Operating Profit to Average Assets | 0.14% | |||
| Overhead Efficiency Ratio | 97.74% | |||
| Return on Assets | -0.20% | |||
| Return on Equity | -1.92% | |||