C
Memorial Credit Union
HoustonTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Memorial Credit Union
Houston, TX
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Rating C
Asset Quality Index 5.60
Capitalization Index 8.30
Liquidity Index 3.20
Profitability Index 2.50
Stability Index 3.90
Company Info Memorial Credit Union
Houston, TX
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NCUA Charter Number 4768
Phone Number (713) 778-6300
Website www.memorialcu.org
Asset Quality Memorial Credit Union
Houston, TX
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1-Year Asset Growth -6.29%
5-Year Asset Growth 4.75%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 5.96%
Non-Performing Loans to Loans 0.61%
Balance Sheet Memorial Credit Union
Houston, TX
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Total Assets 92.36M
Total Deposits 81.88M
Capital and Reserves Memorial Credit Union
Houston, TX
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Capital 9.55M
Leverage Ratio 10.36
Loan Loss Reserves to Loans 0.50%
Liquidity Memorial Credit Union
Houston, TX
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Hot Money Ratio 7.75%
Liquidity Ratio 19.18%
Profitability Memorial Credit Union
Houston, TX
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5-Year Return on Average Assets 0.41%
Net Income -47.00K
Net Interest Spread 5.50%
Operating Profit to Average Assets -0.02%
Overhead Efficiency Ratio 100.35%
Return on Assets -0.20%
Return on Equity -1.96%