| Weiss Ratings |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4768 | |||
| Phone Number | (713) 778-6300 | |||
| Website | www.memorialcu.org | |||
| Asset Quality |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.30% | |||
| 5-Year Asset Growth | 5.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.29% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 98.56M | |||
| Total Deposits | 87.82M | |||
| Capital and Reserves |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 9.55M | |||
| Leverage Ratio | 9.72 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.90% | |||
| Liquidity Ratio | 15.45% | |||
| Profitability |
Memorial Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 18.00K | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 0.42% | |||
| Overhead Efficiency Ratio | 92.82% | |||
| Return on Assets | 0.07% | |||
| Return on Equity | 0.75% | |||