Rio Grande Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 0.8 has resulted in Good (5.3) profitability.
Other Rating Factors:
A current level of 9.3 percent of nonperforming loans to core capital contributes to the Good asset quality (6.9). Good current capitalization (5.4 on a scale of 0 to 10) based on a net capital to total assets of 7.8 and a net worth ratio of 9.0.
Asset Mix:
Consumer loans (38%), home mtgs (13%), securities (4%), comm loans (1%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
121 Fourth Street, NW
Albuquerque, NM 87102
Albuquerque, NM 87102
Phone Number
(505) 262-1401
NCUA Charter Number
Website
Largest Competitors
Albuquerque, NM
Albuquerque, NM
Albuquerque, NM
Albuquerque, NM
Albuquerque, NM