Educational Community Credit Union
| Weiss Ratings |
Educational Community Credit Union
Springfield, MO |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 2.70 | |||
| Company Info |
Educational Community Credit Union
Springfield, MO |
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| NCUA Charter Number | 4774 | |||
| Phone Number | (417) 831-0534 | |||
| Website | www.educationalccu.org | |||
| Asset Quality |
Educational Community Credit Union
Springfield, MO |
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| 1-Year Asset Growth | -7.22% | |||
| 5-Year Asset Growth | 4.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.52% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 1.13% | |||
| Non-Performing Loans to Capital | 13.34% | |||
| Non-Performing Loans to Loans | 1.51% | |||
| Balance Sheet |
Educational Community Credit Union
Springfield, MO |
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| Total Assets | 77.18M | |||
| Total Deposits | 69.87M | |||
| Capital and Reserves |
Educational Community Credit Union
Springfield, MO |
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| Capital | 6.09M | |||
| Leverage Ratio | 8.32 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
Educational Community Credit Union
Springfield, MO |
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| Hot Money Ratio | 1.80% | |||
| Liquidity Ratio | 17.46% | |||
| Profitability |
Educational Community Credit Union
Springfield, MO |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 123.00K | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 85.55% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 8.16% | |||