D
Electro Savings Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Electro Savings Credit Union
Saint Louis, MO
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Rating D
Asset Quality Index 3.40
Capitalization Index 3.20
Liquidity Index 3.30
Profitability Index 0.20
Stability Index 1.20
Company Info Electro Savings Credit Union
Saint Louis, MO
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NCUA Charter Number 4775
Phone Number (314) 434-6470
Website www.electrosavings.com
Asset Quality Electro Savings Credit Union
Saint Louis, MO
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1-Year Asset Growth -5.18%
5-Year Asset Growth 4.55%
5-Year Charge-Offs to Average Loans 0.83%
Charge-Offs to Average Loans 1.48%
Non-Performing Assets to Assets 2.10%
Non-Performing Loans to Capital 32.57%
Non-Performing Loans to Loans 2.80%
Balance Sheet Electro Savings Credit Union
Saint Louis, MO
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Total Assets 210.80M
Total Deposits 196.00M
Capital and Reserves Electro Savings Credit Union
Saint Louis, MO
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Capital 10.45M
Leverage Ratio 5.89
Loan Loss Reserves to Loans 1.98%
Liquidity Electro Savings Credit Union
Saint Louis, MO
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Hot Money Ratio 5.73%
Liquidity Ratio 15.84%
Profitability Electro Savings Credit Union
Saint Louis, MO
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5-Year Return on Average Assets -0.30%
Net Income -363.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets -0.32%
Overhead Efficiency Ratio 107.25%
Return on Assets -0.69%
Return on Equity -13.82%