Federal Employees Credit Union
| Weiss Ratings |
Federal Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Federal Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4778 | |||
| Phone Number | (205) 322-4026 | |||
| Website | www.federalempscu.com | |||
| Asset Quality |
Federal Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 5.91% | |||
| 5-Year Asset Growth | 2.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 1.31% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 3.95% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
Federal Employees Credit Union
Birmingham, AL |
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| Total Assets | 19.32M | |||
| Total Deposits | 15.95M | |||
| Capital and Reserves |
Federal Employees Credit Union
Birmingham, AL |
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| Capital | 3.24M | |||
| Leverage Ratio | 16.75 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Federal Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 16.67% | |||
| Liquidity Ratio | 33.05% | |||
| Profitability |
Federal Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.05% | |||
| Net Income | 5.00K | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 0.40% | |||
| Overhead Efficiency Ratio | 91.12% | |||
| Return on Assets | 0.10% | |||
| Return on Equity | 0.62% | |||