Federal Employees Credit Union
| Weiss Ratings |
Federal Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 5.90 | |||
| Company Info |
Federal Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4778 | |||
| Phone Number | (205) 322-4026 | |||
| Website | www.federalempscu.com | |||
| Asset Quality |
Federal Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 12.61% | |||
| 5-Year Asset Growth | 2.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.83% | |||
| Non-Performing Assets to Assets | 1.09% | |||
| Non-Performing Loans to Capital | 6.77% | |||
| Non-Performing Loans to Loans | 2.47% | |||
| Balance Sheet |
Federal Employees Credit Union
Birmingham, AL |
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| Total Assets | 20.69M | |||
| Total Deposits | 17.30M | |||
| Capital and Reserves |
Federal Employees Credit Union
Birmingham, AL |
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| Capital | 3.25M | |||
| Leverage Ratio | 15.70 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Federal Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 16.74% | |||
| Liquidity Ratio | 38.79% | |||
| Profitability |
Federal Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.05% | |||
| Net Income | 18.00K | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 89.22% | |||
| Return on Assets | 0.18% | |||
| Return on Equity | 1.11% | |||