Federal Employees Credit Union
| Weiss Ratings |
Federal Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 5.30 | |||
| Company Info |
Federal Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4778 | |||
| Phone Number | (205) 322-4026 | |||
| Website | www.federalempscu.com | |||
| Asset Quality |
Federal Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -1.60% | |||
| 5-Year Asset Growth | -1.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 4.41% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Federal Employees Credit Union
Birmingham, AL |
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| Total Assets | 18.24M | |||
| Total Deposits | 14.91M | |||
| Capital and Reserves |
Federal Employees Credit Union
Birmingham, AL |
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| Capital | 3.21M | |||
| Leverage Ratio | 17.62 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Liquidity |
Federal Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 16.49% | |||
| Liquidity Ratio | 32.73% | |||
| Profitability |
Federal Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.04% | |||
| Net Income | 3.00K | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 0.04% | |||
| Overhead Efficiency Ratio | 98.92% | |||
| Return on Assets | 0.07% | |||
| Return on Equity | 0.37% | |||