Federal Employees Credit Union
| Weiss Ratings |
Federal Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Federal Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4778 | |||
| Phone Number | (205) 322-4026 | |||
| Website | www.federalempscu.com | |||
| Asset Quality |
Federal Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 5.52% | |||
| 5-Year Asset Growth | 2.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 1.03% | |||
| Non-Performing Assets to Assets | 1.05% | |||
| Non-Performing Loans to Capital | 6.21% | |||
| Non-Performing Loans to Loans | 2.01% | |||
| Balance Sheet |
Federal Employees Credit Union
Birmingham, AL |
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| Total Assets | 19.79M | |||
| Total Deposits | 16.38M | |||
| Capital and Reserves |
Federal Employees Credit Union
Birmingham, AL |
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| Capital | 3.27M | |||
| Leverage Ratio | 16.50 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Federal Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 18.05% | |||
| Liquidity Ratio | 29.51% | |||
| Profitability |
Federal Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.05% | |||
| Net Income | 35.00K | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 86.20% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 1.44% | |||