| Weiss Ratings |
Shuford Federal Credit Union
Hickory, NC |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Shuford Federal Credit Union
Hickory, NC |
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| NCUA Charter Number | 4780 | |||
| Phone Number | (828) 568-1234 | |||
| Website | www.shufordcu.org | |||
| Asset Quality |
Shuford Federal Credit Union
Hickory, NC |
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| 1-Year Asset Growth | 5.96% | |||
| 5-Year Asset Growth | 8.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.45% | |||
| Non-Performing Loans to Capital | 10.77% | |||
| Non-Performing Loans to Loans | 1.72% | |||
| Balance Sheet |
Shuford Federal Credit Union
Hickory, NC |
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| Total Assets | 35.64M | |||
| Total Deposits | 30.24M | |||
| Capital and Reserves |
Shuford Federal Credit Union
Hickory, NC |
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| Capital | 4.64M | |||
| Leverage Ratio | 13.10 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Shuford Federal Credit Union
Hickory, NC |
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| Hot Money Ratio | 7.27% | |||
| Liquidity Ratio | 12.93% | |||
| Profitability |
Shuford Federal Credit Union
Hickory, NC |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 393.00K | |||
| Net Interest Spread | 5.79% | |||
| Operating Profit to Average Assets | 1.52% | |||
| Overhead Efficiency Ratio | 76.58% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 11.82% | |||