B
Independence Teachers Credit Union
Rating Date
July 2025
Net Capital
Ratio
14.61
Leverage
Ratio
14.61
Return On
Assets
1.38%
Total
Assets
16.11M
Capital
2.35M
Total
Deposits
13.73M
Net
Income
55.00K
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Weiss Ratings Independence Teachers Credit Union
Independence, MO 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 6.90
Stability Index 6.30
Company Info Independence Teachers Credit Union
Independence, MO 		Click to
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NCUA Charter Number 4781
Phone Number (816) 521-5378
Website sites.isdschools.org/itcu
Asset Quality Independence Teachers Credit Union
Independence, MO 		Click to
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1-Year Asset Growth -2.25%
5-Year Asset Growth 1.11%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -1.27%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.04%
Non-Performing Loans to Loans 0.48%
Balance Sheet Independence Teachers Credit Union
Independence, MO 		Click to
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Total Assets 16.11M
Total Deposits 13.73M
Capital and Reserves Independence Teachers Credit Union
Independence, MO 		Click to
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Capital 2.35M
Leverage Ratio 14.61
Loan Loss Reserves to Loans 0.85%
Liquidity Independence Teachers Credit Union
Independence, MO 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 41.50%
Profitability Independence Teachers Credit Union
Independence, MO 		Click to
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5-Year Return on Average Assets 0.64%
Net Income 55.00K
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 50.00%
Return on Assets 1.38%
Return on Equity 9.46%