B
Independence Teachers Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Independence Teachers Credit Union
Independence, MO
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.90
Profitability Index 4.40
Stability Index 6.80
Company Info Independence Teachers Credit Union
Independence, MO
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NCUA Charter Number 4781
Phone Number (816) 521-5378
Website sites.isdschools.org/itcu
Asset Quality Independence Teachers Credit Union
Independence, MO
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1-Year Asset Growth -2.45%
5-Year Asset Growth 0.88%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.72%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.75%
Non-Performing Loans to Loans 0.69%
Balance Sheet Independence Teachers Credit Union
Independence, MO
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Total Assets 16.48M
Total Deposits 14.30M
Capital and Reserves Independence Teachers Credit Union
Independence, MO
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Capital 2.16M
Leverage Ratio 13.10
Loan Loss Reserves to Loans 0.29%
Liquidity Independence Teachers Credit Union
Independence, MO
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Hot Money Ratio 0.00%
Liquidity Ratio 36.47%
Profitability Independence Teachers Credit Union
Independence, MO
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5-Year Return on Average Assets 0.60%
Net Income 31.00K
Net Interest Spread 2.57%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 60.67%
Return on Assets 0.76%
Return on Equity 5.78%