C
Saint James Parish Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
22.42
Leverage
Ratio
22.42
Return On
Assets
1.95%
Total
Assets
5.76M
Capital
1.29M
Total
Deposits
4.47M
Net
Income
84.00K
My Lists My Alerts
Weiss Ratings Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 10.00
Stability Index 5.70
Company Info Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 4782
Phone Number (513) 385-5921
Website www.stjpcu.com/
Asset Quality Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 0.05%
5-Year Asset Growth 0.03%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 5.76M
Total Deposits 4.47M
Capital and Reserves Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 1.29M
Leverage Ratio 22.42
Loan Loss Reserves to Loans 1.33%
Liquidity Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 4.70%
Liquidity Ratio 29.62%
Profitability Saint James Parish Credit Union, Inc.
Cincinnati, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.61%
Net Income 84.00K
Net Interest Spread 5.41%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 62.11%
Return on Assets 1.95%
Return on Equity 8.94%