B
Naheola Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Naheola Credit Union
Pennington, AL
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 9.20
Stability Index 5.70
Company Info Naheola Credit Union
Pennington, AL
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NCUA Charter Number 4793
Phone Number (205) 844-5527
Website www.naheola.com
Asset Quality Naheola Credit Union
Pennington, AL
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1-Year Asset Growth 5.56%
5-Year Asset Growth 10.58%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 6.28%
Non-Performing Loans to Loans 1.38%
Balance Sheet Naheola Credit Union
Pennington, AL
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Total Assets 202.29M
Total Deposits 166.29M
Capital and Reserves Naheola Credit Union
Pennington, AL
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Capital 33.95M
Leverage Ratio 17.43
Loan Loss Reserves to Loans 1.07%
Liquidity Naheola Credit Union
Pennington, AL
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Hot Money Ratio 34.21%
Liquidity Ratio 18.88%
Profitability Naheola Credit Union
Pennington, AL
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5-Year Return on Average Assets 1.23%
Net Income 988.00K
Net Interest Spread 4.14%
Operating Profit to Average Assets 2.43%
Overhead Efficiency Ratio 47.08%
Return on Assets 1.98%
Return on Equity 11.87%