B
Naheola Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Naheola Credit Union
Pennington, AL
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 9.80
Stability Index 6.30
Company Info Naheola Credit Union
Pennington, AL
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NCUA Charter Number 4793
Phone Number (205) 844-5527
Website www.naheola.com
Asset Quality Naheola Credit Union
Pennington, AL
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1-Year Asset Growth 8.59%
5-Year Asset Growth 10.58%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 4.15%
Non-Performing Loans to Loans 0.99%
Balance Sheet Naheola Credit Union
Pennington, AL
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Total Assets 214.66M
Total Deposits 176.87M
Capital and Reserves Naheola Credit Union
Pennington, AL
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Capital 35.97M
Leverage Ratio 17.21
Loan Loss Reserves to Loans 1.28%
Liquidity Naheola Credit Union
Pennington, AL
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Hot Money Ratio 34.64%
Liquidity Ratio 21.94%
Profitability Naheola Credit Union
Pennington, AL
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5-Year Return on Average Assets 1.23%
Net Income 2.66M
Net Interest Spread 4.40%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 55.28%
Return on Assets 1.73%
Return on Equity 10.31%