Health Credit Union
| Weiss Ratings |
Health Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.20 | |||
| Company Info |
Health Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4795 | |||
| Phone Number | (205) 930-1213 | |||
| Website | www.HEALTHCU.COM | |||
| Asset Quality |
Health Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 2.73% | |||
| 5-Year Asset Growth | 7.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.86% | |||
| Charge-Offs to Average Loans | 1.53% | |||
| Non-Performing Assets to Assets | 2.07% | |||
| Non-Performing Loans to Capital | 9.23% | |||
| Non-Performing Loans to Loans | 3.40% | |||
| Balance Sheet |
Health Credit Union
Birmingham, AL |
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| Total Assets | 28.48M | |||
| Total Deposits | 22.11M | |||
| Capital and Reserves |
Health Credit Union
Birmingham, AL |
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| Capital | 6.11M | |||
| Leverage Ratio | 21.45 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Liquidity |
Health Credit Union
Birmingham, AL |
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| Hot Money Ratio | 16.79% | |||
| Liquidity Ratio | 19.31% | |||
| Profitability |
Health Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | -59.00K | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 62.56% | |||
| Return on Assets | -0.41% | |||
| Return on Equity | -1.91% | |||