B
Health Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Health Credit Union
Birmingham, AL
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Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 6.70
Stability Index 6.20
Company Info Health Credit Union
Birmingham, AL
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NCUA Charter Number 4795
Phone Number (205) 930-1213
Website www.HEALTHCU.COM
Asset Quality Health Credit Union
Birmingham, AL
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1-Year Asset Growth 4.99%
5-Year Asset Growth 7.02%
5-Year Charge-Offs to Average Loans 0.86%
Charge-Offs to Average Loans 1.98%
Non-Performing Assets to Assets 1.36%
Non-Performing Loans to Capital 6.16%
Non-Performing Loans to Loans 2.20%
Balance Sheet Health Credit Union
Birmingham, AL
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Total Assets 28.66M
Total Deposits 22.24M
Capital and Reserves Health Credit Union
Birmingham, AL
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Capital 6.22M
Leverage Ratio 21.72
Loan Loss Reserves to Loans 0.55%
Liquidity Health Credit Union
Birmingham, AL
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Hot Money Ratio 17.03%
Liquidity Ratio 21.23%
Profitability Health Credit Union
Birmingham, AL
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5-Year Return on Average Assets 1.00%
Net Income 56.00K
Net Interest Spread 5.19%
Operating Profit to Average Assets 2.48%
Overhead Efficiency Ratio 54.87%
Return on Assets 0.79%
Return on Equity 3.62%