B
Central Willamette Credit Union
AlbanyOR
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Willamette Credit Union
Albany, OR
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Rating B
Asset Quality Index 6.20
Capitalization Index 6.30
Liquidity Index 2.90
Profitability Index 7.30
Stability Index 6.00
Company Info Central Willamette Credit Union
Albany, OR
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NCUA Charter Number 4796
Phone Number (541) 928-4536
Website www.centralwcu.org
Asset Quality Central Willamette Credit Union
Albany, OR
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1-Year Asset Growth 2.26%
5-Year Asset Growth 11.88%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.96%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 10.01%
Non-Performing Loans to Loans 1.13%
Balance Sheet Central Willamette Credit Union
Albany, OR
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Total Assets 609.10M
Total Deposits 521.35M
Capital and Reserves Central Willamette Credit Union
Albany, OR
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Capital 53.60M
Leverage Ratio 13.96
Loan Loss Reserves to Loans 1.09%
Liquidity Central Willamette Credit Union
Albany, OR
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Hot Money Ratio 17.28%
Liquidity Ratio 12.58%
Profitability Central Willamette Credit Union
Albany, OR
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5-Year Return on Average Assets 1.02%
Net Income 2.76M
Net Interest Spread 5.09%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 75.19%
Return on Assets 0.61%
Return on Equity 7.22%