| Weiss Ratings |
First Carolina People's Credit Union
Goldsboro, NC |
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| Rating | ||||
| Asset Quality Index | 0.30 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 3.30 | |||
| Company Info |
First Carolina People's Credit Union
Goldsboro, NC |
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| NCUA Charter Number | 4798 | |||
| Phone Number | (919) 736-0885 | |||
| Website | www.fcpcu.com | |||
| Asset Quality |
First Carolina People's Credit Union
Goldsboro, NC |
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| 1-Year Asset Growth | -10.29% | |||
| 5-Year Asset Growth | 5.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 5.62% | |||
| Non-Performing Loans to Capital | 56.60% | |||
| Non-Performing Loans to Loans | 6.61% | |||
| Balance Sheet |
First Carolina People's Credit Union
Goldsboro, NC |
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| Total Assets | 33.72M | |||
| Total Deposits | 30.53M | |||
| Capital and Reserves |
First Carolina People's Credit Union
Goldsboro, NC |
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| Capital | 2.96M | |||
| Leverage Ratio | 9.00 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Liquidity |
First Carolina People's Credit Union
Goldsboro, NC |
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| Hot Money Ratio | 18.91% | |||
| Liquidity Ratio | 12.97% | |||
| Profitability |
First Carolina People's Credit Union
Goldsboro, NC |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | -160.00K | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 0.06% | |||
| Overhead Efficiency Ratio | 98.78% | |||
| Return on Assets | -0.61% | |||
| Return on Equity | -7.00% | |||