C
First Carolina People's Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Carolina People's Credit Union
Goldsboro, NC
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Rating C
Asset Quality Index 4.60
Capitalization Index 6.30
Liquidity Index 3.00
Profitability Index 1.00
Stability Index 4.10
Company Info First Carolina People's Credit Union
Goldsboro, NC
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NCUA Charter Number 4798
Phone Number (919) 736-0885
Website www.fcpcu.com
Asset Quality First Carolina People's Credit Union
Goldsboro, NC
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1-Year Asset Growth 8.18%
5-Year Asset Growth 2.47%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 16.82%
Non-Performing Loans to Loans 1.76%
Balance Sheet First Carolina People's Credit Union
Goldsboro, NC
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Total Assets 35.85M
Total Deposits 32.37M
Capital and Reserves First Carolina People's Credit Union
Goldsboro, NC
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Capital 3.11M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 1.59%
Liquidity First Carolina People's Credit Union
Goldsboro, NC
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Hot Money Ratio 0.00%
Liquidity Ratio 16.33%
Profitability First Carolina People's Credit Union
Goldsboro, NC
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5-Year Return on Average Assets 0.37%
Net Income 9.00K
Net Interest Spread 4.48%
Operating Profit to Average Assets 0.13%
Overhead Efficiency Ratio 97.22%
Return on Assets 0.10%
Return on Equity 1.16%