| Weiss Ratings |
First Carolina People's Credit Union
Goldsboro, NC |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 3.40 | |||
| Company Info |
First Carolina People's Credit Union
Goldsboro, NC |
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| NCUA Charter Number | 4798 | |||
| Phone Number | (919) 736-0885 | |||
| Website | www.fcpcu.com | |||
| Asset Quality |
First Carolina People's Credit Union
Goldsboro, NC |
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| 1-Year Asset Growth | 2.17% | |||
| 5-Year Asset Growth | 5.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 2.32% | |||
| Non-Performing Loans to Capital | 24.85% | |||
| Non-Performing Loans to Loans | 3.03% | |||
| Balance Sheet |
First Carolina People's Credit Union
Goldsboro, NC |
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| Total Assets | 36.63M | |||
| Total Deposits | 33.29M | |||
| Capital and Reserves |
First Carolina People's Credit Union
Goldsboro, NC |
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| Capital | 3.06M | |||
| Leverage Ratio | 8.56 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Liquidity |
First Carolina People's Credit Union
Goldsboro, NC |
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| Hot Money Ratio | 24.26% | |||
| Liquidity Ratio | 17.49% | |||
| Profitability |
First Carolina People's Credit Union
Goldsboro, NC |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | -61.00K | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | -0.15% | |||
| Overhead Efficiency Ratio | 103.65% | |||
| Return on Assets | -0.66% | |||
| Return on Equity | -7.89% | |||