| Weiss Ratings |
Members 1st Credit Union
Redding, CA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
Members 1st Credit Union
Redding, CA |
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| NCUA Charter Number | 4799 | |||
| Phone Number | (530) 222-6060 | |||
| Website | www.m1cu.org | |||
| Asset Quality |
Members 1st Credit Union
Redding, CA |
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| 1-Year Asset Growth | 8.50% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 3.47% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Members 1st Credit Union
Redding, CA |
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| Total Assets | 356.31M | |||
| Total Deposits | 318.21M | |||
| Capital and Reserves |
Members 1st Credit Union
Redding, CA |
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| Capital | 34.86M | |||
| Leverage Ratio | 9.97 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Members 1st Credit Union
Redding, CA |
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| Hot Money Ratio | 14.82% | |||
| Liquidity Ratio | 25.55% | |||
| Profitability |
Members 1st Credit Union
Redding, CA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 2.21M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 66.49% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 13.26% | |||