| Weiss Ratings |
Members 1st Credit Union
Redding, CA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Members 1st Credit Union
Redding, CA |
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| NCUA Charter Number | 4799 | |||
| Phone Number | (530) 222-6060 | |||
| Website | www.m1cu.org | |||
| Asset Quality |
Members 1st Credit Union
Redding, CA |
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| 1-Year Asset Growth | 0.64% | |||
| 5-Year Asset Growth | 7.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
Members 1st Credit Union
Redding, CA |
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| Total Assets | 330.25M | |||
| Total Deposits | 295.73M | |||
| Capital and Reserves |
Members 1st Credit Union
Redding, CA |
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| Capital | 29.18M | |||
| Leverage Ratio | 9.36 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Liquidity |
Members 1st Credit Union
Redding, CA |
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| Hot Money Ratio | 11.19% | |||
| Liquidity Ratio | 18.18% | |||
| Profitability |
Members 1st Credit Union
Redding, CA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 908.00K | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 71.64% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 12.64% | |||