| Weiss Ratings |
Members 1st Credit Union
Redding, CA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 6.60 | |||
| Company Info |
Members 1st Credit Union
Redding, CA |
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| NCUA Charter Number | 4799 | |||
| Phone Number | (530) 222-6060 | |||
| Website | www.m1cu.org | |||
| Asset Quality |
Members 1st Credit Union
Redding, CA |
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| 1-Year Asset Growth | 7.48% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.20% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Members 1st Credit Union
Redding, CA |
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| Total Assets | 354.96M | |||
| Total Deposits | 318.58M | |||
| Capital and Reserves |
Members 1st Credit Union
Redding, CA |
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| Capital | 33.19M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
Members 1st Credit Union
Redding, CA |
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| Hot Money Ratio | 15.77% | |||
| Liquidity Ratio | 27.55% | |||
| Profitability |
Members 1st Credit Union
Redding, CA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 844.00K | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 70.42% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 10.37% | |||