C
Service First Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service First Federal Credit Union
Sioux Falls, SD
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Rating C
Asset Quality Index 9.60
Capitalization Index 4.80
Liquidity Index 5.20
Profitability Index 3.90
Stability Index 2.90
Company Info Service First Federal Credit Union
Sioux Falls, SD
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NCUA Charter Number 481
Phone Number (605) 336-1047
Website www.servicefirstfcu.org
Asset Quality Service First Federal Credit Union
Sioux Falls, SD
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1-Year Asset Growth -4.11%
5-Year Asset Growth 3.79%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.47%
Non-Performing Loans to Loans 0.12%
Balance Sheet Service First Federal Credit Union
Sioux Falls, SD
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Total Assets 205.81M
Total Deposits 189.74M
Capital and Reserves Service First Federal Credit Union
Sioux Falls, SD
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Capital 14.82M
Leverage Ratio 8.68
Loan Loss Reserves to Loans 0.64%
Liquidity Service First Federal Credit Union
Sioux Falls, SD
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Hot Money Ratio 2.69%
Liquidity Ratio 30.58%
Profitability Service First Federal Credit Union
Sioux Falls, SD
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5-Year Return on Average Assets 0.41%
Net Income 314.00K
Net Interest Spread 4.92%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 87.58%
Return on Assets 0.62%
Return on Equity 8.82%