Comparison - Northern States Power - Saint Paul Credit Union

Weiss Ratings	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	1.90
Stability Index	6.60

Company Info	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4811
Phone Number	(651) 228-7668
Website	www.mynspcu.org

Asset Quality	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.76%
5-Year Asset Growth	-0.56%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	0.30%
Non-Performing Assets to Assets	0.05%
Non-Performing Loans to Capital	0.28%
Non-Performing Loans to Loans	0.09%

Balance Sheet	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	41.39M
Total Deposits	33.25M

Capital and Reserves	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
Capital	7.29M
Leverage Ratio	18.87
Loan Loss Reserves to Loans	0.45%

Liquidity	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.89%
Liquidity Ratio	15.39%

Profitability	Northern States Power - Saint Paul Credit Union Maplewood, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.49%
Net Income	-27.00K
Net Interest Spread	4.01%
Operating Profit to Average Assets	-0.06%
Overhead Efficiency Ratio	101.30%
Return on Assets	-0.26%
Return on Equity	-1.48%