C
NSP Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NSP Credit Union
Maplewood, MN
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 0.80
Stability Index 6.60
Company Info NSP Credit Union
Maplewood, MN
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NCUA Charter Number 4811
Phone Number (651) 228-7668
Website mynspcu.org
Asset Quality NSP Credit Union
Maplewood, MN
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1-Year Asset Growth -4.91%
5-Year Asset Growth -2.40%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.86%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 4.46%
Non-Performing Loans to Loans 1.67%
Balance Sheet NSP Credit Union
Maplewood, MN
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Total Assets 37.61M
Total Deposits 29.64M
Capital and Reserves NSP Credit Union
Maplewood, MN
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Capital 7.25M
Leverage Ratio 19.82
Loan Loss Reserves to Loans 1.38%
Liquidity NSP Credit Union
Maplewood, MN
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Hot Money Ratio 7.72%
Liquidity Ratio 26.34%
Profitability NSP Credit Union
Maplewood, MN
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5-Year Return on Average Assets 0.29%
Net Income -218.00K
Net Interest Spread 4.49%
Operating Profit to Average Assets 0.02%
Overhead Efficiency Ratio 99.67%
Return on Assets -1.14%
Return on Equity -5.96%