C
NSP Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NSP Credit Union
Maplewood, MN
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 1.40
Stability Index 6.60
Company Info NSP Credit Union
Maplewood, MN
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NCUA Charter Number 4811
Phone Number (651) 228-7668
Website mynspcu.org
Asset Quality NSP Credit Union
Maplewood, MN
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1-Year Asset Growth -6.77%
5-Year Asset Growth -2.40%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.89%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.38%
Balance Sheet NSP Credit Union
Maplewood, MN
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Total Assets 38.59M
Total Deposits 30.53M
Capital and Reserves NSP Credit Union
Maplewood, MN
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Capital 7.33M
Leverage Ratio 19.63
Loan Loss Reserves to Loans 0.89%
Liquidity NSP Credit Union
Maplewood, MN
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Hot Money Ratio 9.22%
Liquidity Ratio 18.61%
Profitability NSP Credit Union
Maplewood, MN
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5-Year Return on Average Assets 0.29%
Net Income -96.00K
Net Interest Spread 4.31%
Operating Profit to Average Assets -0.10%
Overhead Efficiency Ratio 101.47%
Return on Assets -1.00%
Return on Equity -5.23%