Monterra Credit Union
| Weiss Ratings |
Monterra Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Monterra Credit Union
Redwood City, CA |
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| NCUA Charter Number | 4812 | |||
| Phone Number | (650) 363-1725 | |||
| Website | www.monterra.org | |||
| Asset Quality |
Monterra Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | 5.58% | |||
| 5-Year Asset Growth | 8.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 3.23% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Monterra Credit Union
Redwood City, CA |
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| Total Assets | 1.83B | |||
| Total Deposits | 1.57B | |||
| Capital and Reserves |
Monterra Credit Union
Redwood City, CA |
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| Capital | 230.60M | |||
| Leverage Ratio | 12.72 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Monterra Credit Union
Redwood City, CA |
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| Hot Money Ratio | 17.21% | |||
| Liquidity Ratio | 18.46% | |||
| Profitability |
Monterra Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 9.29M | |||
| Net Interest Spread | 3.98% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 71.85% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 8.24% | |||