Monterra Credit Union
| Weiss Ratings |
Monterra Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Monterra Credit Union
Redwood City, CA |
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| NCUA Charter Number | 4812 | |||
| Phone Number | (650) 363-1725 | |||
| Website | www.monterra.org | |||
| Asset Quality |
Monterra Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | 5.59% | |||
| 5-Year Asset Growth | 8.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.41% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Monterra Credit Union
Redwood City, CA |
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| Total Assets | 1.81B | |||
| Total Deposits | 1.56B | |||
| Capital and Reserves |
Monterra Credit Union
Redwood City, CA |
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| Capital | 225.44M | |||
| Leverage Ratio | 12.57 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
Monterra Credit Union
Redwood City, CA |
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| Hot Money Ratio | 17.09% | |||
| Liquidity Ratio | 18.98% | |||
| Profitability |
Monterra Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 4.34M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 72.79% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 7.78% | |||