Monterra Credit Union
| Weiss Ratings |
Monterra Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Monterra Credit Union
Redwood City, CA |
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| NCUA Charter Number | 4812 | |||
| Phone Number | (650) 363-1725 | |||
| Website | www.monterra.org | |||
| Asset Quality |
Monterra Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | 1.53% | |||
| 5-Year Asset Growth | 9.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.55% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Monterra Credit Union
Redwood City, CA |
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| Total Assets | 1.72B | |||
| Total Deposits | 1.48B | |||
| Capital and Reserves |
Monterra Credit Union
Redwood City, CA |
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| Capital | 205.44M | |||
| Leverage Ratio | 12.21 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Monterra Credit Union
Redwood City, CA |
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| Hot Money Ratio | 13.44% | |||
| Liquidity Ratio | 18.59% | |||
| Profitability |
Monterra Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 4.43M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 72.78% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 8.71% | |||