| Weiss Ratings |
Heritage Family Federal Credit Union
Rutland, VT |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Heritage Family Federal Credit Union
Rutland, VT |
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| NCUA Charter Number | 4814 | |||
| Phone Number | (888) 252-8932 | |||
| Website | www.hfcuvt.com | |||
| Asset Quality |
Heritage Family Federal Credit Union
Rutland, VT |
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| 1-Year Asset Growth | 6.79% | |||
| 5-Year Asset Growth | 8.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 4.13% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Heritage Family Federal Credit Union
Rutland, VT |
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| Total Assets | 806.84M | |||
| Total Deposits | 680.22M | |||
| Capital and Reserves |
Heritage Family Federal Credit Union
Rutland, VT |
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| Capital | 75.41M | |||
| Leverage Ratio | 11.64 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Liquidity |
Heritage Family Federal Credit Union
Rutland, VT |
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| Hot Money Ratio | 8.51% | |||
| Liquidity Ratio | 14.03% | |||
| Profitability |
Heritage Family Federal Credit Union
Rutland, VT |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 81.76% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 5.84% | |||