| Weiss Ratings |
Heritage Family Federal Credit Union
Rutland, VT |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Heritage Family Federal Credit Union
Rutland, VT |
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| NCUA Charter Number | 4814 | |||
| Phone Number | (888) 252-8932 | |||
| Website | www.hfcuvt.com | |||
| Asset Quality |
Heritage Family Federal Credit Union
Rutland, VT |
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| 1-Year Asset Growth | 5.03% | |||
| 5-Year Asset Growth | 8.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 4.01% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Heritage Family Federal Credit Union
Rutland, VT |
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| Total Assets | 812.32M | |||
| Total Deposits | 684.54M | |||
| Capital and Reserves |
Heritage Family Federal Credit Union
Rutland, VT |
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| Capital | 85.13M | |||
| Leverage Ratio | 12.17 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Liquidity |
Heritage Family Federal Credit Union
Rutland, VT |
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| Hot Money Ratio | 8.77% | |||
| Liquidity Ratio | 9.33% | |||
| Profitability |
Heritage Family Federal Credit Union
Rutland, VT |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 6.29M | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 74.19% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 10.73% | |||