| Weiss Ratings |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4814 | |||
| Phone Number | (888) 252-8932 | |||
| Website | www.hfcuvt.com | |||
| Asset Quality |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.62% | |||
| 5-Year Asset Growth | 8.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 4.34% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 755.57M | |||
| Total Deposits | 623.58M | |||
| Capital and Reserves |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 60.47M | |||
| Leverage Ratio | 11.25 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.99% | |||
| Liquidity Ratio | 13.35% | |||
| Profitability |
Heritage Family Federal Credit Union
Rutland, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 1.43M | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 76.75% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 9.58% | |||