Aventa Credit Union
                    
                            Major Rating Factors:
                             A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10). 
                        
					
							Other Rating Factors:
							 Good current capitalization (6.0 on a scale of 0 to 10) based on a net capital to total assets of 8.4 and a net worth ratio of 8.4. A current level of 8.8 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Good asset quality (5.5).                         
						
					
							Asset Mix:
							Consumer loans (59%), home mtgs (22%), other (20%)
						
					Asset Quality
                        Non-Performing Loans to Capital
                            
                        Non-Performing Assets to Assets
                            
                        Non-Performing Loans to Loans
                            
                        Loan Loss Reserves to Loans
                            
                        Charge-Offs to Average Loans
                            
                        5-Year Charge-Offs to Average Loans
                            
                        5-Year Asset Growth
                            
                        1-Year Asset Growth
                            
                        Profitability
                        Operating Profit to Average Assets
                            
                        Return on Equity
                            
                        Net Interest Spread
                            
                        5-Year ROAA (Return on Average Assets)
                            
                        Overhead Efficiency Ratio
                            
                        Corporate Info
						Address
							
								2735 Dublin Boulevard 
Colorado Springs, CO 80918
						Colorado Springs, CO 80918
Phone Number
							(719) 482-7600
						NCUA Charter Number
							
						Website
							
						Largest Competitors
						
													Colorado Springs, CO
												
											
													Colorado Springs, CO
												
											
													Colorado Springs, CO
												
											
													Colorado Springs, CO
												
											
													Colorado Springs, CO