B
Southwest Louisiana Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Louisiana Credit Union
Lake Charles, LA
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 3.70
Stability Index 7.00
Company Info Southwest Louisiana Credit Union
Lake Charles, LA
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NCUA Charter Number 4818
Phone Number (337) 477-9190
Website www.swlacu.com
Asset Quality Southwest Louisiana Credit Union
Lake Charles, LA
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1-Year Asset Growth 3.95%
5-Year Asset Growth 10.58%
5-Year Charge-Offs to Average Loans 1.10%
Charge-Offs to Average Loans 1.81%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 8.20%
Non-Performing Loans to Loans 1.22%
Balance Sheet Southwest Louisiana Credit Union
Lake Charles, LA
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Total Assets 176.32M
Total Deposits 148.80M
Capital and Reserves Southwest Louisiana Credit Union
Lake Charles, LA
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Capital 20.50M
Leverage Ratio 15.36
Loan Loss Reserves to Loans 1.33%
Liquidity Southwest Louisiana Credit Union
Lake Charles, LA
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Hot Money Ratio 10.21%
Liquidity Ratio 6.15%
Profitability Southwest Louisiana Credit Union
Lake Charles, LA
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5-Year Return on Average Assets 1.07%
Net Income 1.00K
Net Interest Spread 5.05%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 84.77%
Return on Assets 0.00%
Return on Equity 0.02%