Trades & Labor Federal Credit Union

Albert Lea, MN

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Income

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Weiss Ratings	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.30
Capitalization Index	10.00
Liquidity Index	4.20
Profitability Index	9.20
Stability Index	5.70

Company Info	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4823
Phone Number	(507) 377-1863
Website	www.tradesandlabor.com

Asset Quality	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.95%
5-Year Asset Growth	10.01%
5-Year Charge-Offs to Average Loans	0.36%
Charge-Offs to Average Loans	0.81%
Non-Performing Assets to Assets	0.10%
Non-Performing Loans to Capital	0.82%
Non-Performing Loans to Loans	0.14%

Balance Sheet	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	21.65M
Total Deposits	18.93M

Capital and Reserves	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
Capital	2.61M
Leverage Ratio	12.07
Loan Loss Reserves to Loans	0.52%

Liquidity	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	8.46%
Liquidity Ratio	27.74%

Profitability	Trades & Labor Federal Credit Union Albert Lea, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.49%
Net Income	119.00K
Net Interest Spread	4.01%
Operating Profit to Average Assets	2.26%
Overhead Efficiency Ratio	61.31%
Return on Assets	2.28%
Return on Equity	18.64%