| Weiss Ratings |
West Community Credit Union
O'Fallon, MO |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 4.20 | |||
| Company Info |
West Community Credit Union
O'Fallon, MO |
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| NCUA Charter Number | 4827 | |||
| Phone Number | (636) 720-2400 | |||
| Website | www.westcommunitycu.org | |||
| Asset Quality |
West Community Credit Union
O'Fallon, MO |
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| 1-Year Asset Growth | 4.14% | |||
| 5-Year Asset Growth | 12.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 12.40% | |||
| Non-Performing Loans to Loans | 1.18% | |||
| Balance Sheet |
West Community Credit Union
O'Fallon, MO |
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| Total Assets | 482.95M | |||
| Total Deposits | 395.59M | |||
| Capital and Reserves |
West Community Credit Union
O'Fallon, MO |
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| Capital | 35.93M | |||
| Leverage Ratio | 8.01 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
West Community Credit Union
O'Fallon, MO |
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| Hot Money Ratio | 21.16% | |||
| Liquidity Ratio | 9.35% | |||
| Profitability |
West Community Credit Union
O'Fallon, MO |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 183.00K | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 88.25% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 2.04% | |||