| Weiss Ratings |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 4.50 | |||
| Company Info |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4827 | |||
| Phone Number | (636) 720-2400 | |||
| Website | www.westcommunitycu.org | |||
| Asset Quality |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.19% | |||
| 5-Year Asset Growth | 10.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 12.37% | |||
| Non-Performing Loans to Loans | 1.24% | |||
| Balance Sheet |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 483.85M | |||
| Total Deposits | 412.91M | |||
| Capital and Reserves |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 37.96M | |||
| Leverage Ratio | 8.27 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.15% | |||
| Liquidity Ratio | 7.47% | |||
| Profitability |
West Community Credit Union
O'Fallon, MO |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 383.00K | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 79.94% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 4.06% | |||