A
Department of Corrections Credit Union
Rating Date
May 2024
Net Capital
Ratio
22.02
Leverage
Ratio
22.02
Return On
Assets
2.47%
Total
Assets
109.77M
Capital
24.17M
Total
Deposits
84.81M
Net
Income
677.00K
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Weiss Ratings
Department of Corrections Credit Union
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Asset Quality Index
10.00
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
4.70
0.30
9.70
Profitability Index
10.00
0.00
10.00
Stability Index
8.00
0.00
10.00
Asset Quality
Department of Corrections Credit Union
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
1-Year Asset Growth
1.97%
< -10.00%
> 10.00%
5-Year Asset Growth
6.13%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.23%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.27%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.35%
0.00%
> 10.00%
Non-Performing Loans to Capital
1.51%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.47%
0.00%
> 10.00%
Balance Sheet
Department of Corrections Credit Union
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Total Assets
109.77M
< 109.77M
> 1.00B
Total Deposits
84.81M
< 84.81M
> 841.23M
Capital and Reserves
Department of Corrections Credit Union
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Capital
24.17M
< 22.66M
> 90.66M
Leverage Ratio
22.02
0.00
> 30.00
Loan Loss Reserves to Loans
0.99%
0.00%
> 10.00%
Risk-Based Capital Ratio
22.02
< 0.00
> 30.00
Liquidity
Department of Corrections Credit Union
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Hot Money Ratio
6.78%
0.00%
> 20.00%
Liquidity Ratio
37.16%
< 10.00%
> 60.00%
Profitability
Department of Corrections Credit Union
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
5-Year Return on Average Assets
1.49%
< 0.00%
> 10.00%
Net Income
677.00K
< 408.06K
> 1.63M
Net Interest Spread
6.82%
< 0.00%
> 10.00%
Operating Profit to Average Assets
2.62%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
69.33%
< 40.00%
> 170.00%
Return on Assets
2.47%
< 0.00%
> 10.00%
Return on Equity
11.36%
< 0.00%
> 20.00%