C
2 Rivers Area Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 2 Rivers Area Credit Union
Kankakee, IL
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Rating C
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 1.00
Stability Index 5.90
Company Info 2 Rivers Area Credit Union
Kankakee, IL
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NCUA Charter Number 4835
Phone Number (815) 935-2270
Website www.2riversacu.com
Asset Quality 2 Rivers Area Credit Union
Kankakee, IL
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1-Year Asset Growth 0.26%
5-Year Asset Growth 5.19%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 6.31%
Non-Performing Loans to Loans 1.38%
Balance Sheet 2 Rivers Area Credit Union
Kankakee, IL
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Total Assets 23.93M
Total Deposits 21.03M
Capital and Reserves 2 Rivers Area Credit Union
Kankakee, IL
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Capital 2.91M
Leverage Ratio 12.15
Loan Loss Reserves to Loans 0.99%
Liquidity 2 Rivers Area Credit Union
Kankakee, IL
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Hot Money Ratio 1.16%
Liquidity Ratio 20.16%
Profitability 2 Rivers Area Credit Union
Kankakee, IL
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5-Year Return on Average Assets 0.03%
Net Income 51.00K
Net Interest Spread 5.32%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 95.52%
Return on Assets 0.28%
Return on Equity 2.36%