C
2 Rivers Area Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 2 Rivers Area Credit Union
Kankakee, IL
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Rating C
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 3.90
Stability Index 5.40
Company Info 2 Rivers Area Credit Union
Kankakee, IL
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NCUA Charter Number 4835
Phone Number (815) 935-2270
Website www.2riversacu.com
Asset Quality 2 Rivers Area Credit Union
Kankakee, IL
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1-Year Asset Growth -0.66%
5-Year Asset Growth 6.95%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans -0.16%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 5.43%
Non-Performing Loans to Loans 1.07%
Balance Sheet 2 Rivers Area Credit Union
Kankakee, IL
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Total Assets 23.87M
Total Deposits 21.20M
Capital and Reserves 2 Rivers Area Credit Union
Kankakee, IL
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Capital 2.83M
Leverage Ratio 11.87
Loan Loss Reserves to Loans 1.31%
Liquidity 2 Rivers Area Credit Union
Kankakee, IL
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Hot Money Ratio 2.14%
Liquidity Ratio 18.47%
Profitability 2 Rivers Area Credit Union
Kankakee, IL
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5-Year Return on Average Assets -0.02%
Net Income 90.00K
Net Interest Spread 4.66%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 91.84%
Return on Assets 0.49%
Return on Equity 4.30%