C
2 Rivers Area Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 2.50
Stability Index 5.90
Company Info 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4835
Phone Number (815) 935-2270
Website www.2riversacu.com
Asset Quality 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.13%
5-Year Asset Growth 5.19%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 8.60%
Non-Performing Loans to Loans 1.79%
Balance Sheet 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 24.05M
Total Deposits 20.93M
Capital and Reserves 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.86M
Leverage Ratio 11.89
Loan Loss Reserves to Loans 1.21%
Liquidity 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.48%
Liquidity Ratio 22.08%
Profitability 2 Rivers Area Credit Union
Kankakee, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.03%
Net Income 3.00K
Net Interest Spread 5.03%
Operating Profit to Average Assets 0.05%
Overhead Efficiency Ratio 99.19%
Return on Assets 0.05%
Return on Equity 0.42%