C
2 Rivers Area Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 2 Rivers Area Credit Union
Kankakee, IL
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Rating C
Asset Quality Index 4.80
Capitalization Index 9.20
Liquidity Index 5.10
Profitability Index 2.60
Stability Index 4.40
Company Info 2 Rivers Area Credit Union
Kankakee, IL
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NCUA Charter Number 4835
Phone Number (815) 935-2270
Website www.2riversacu.com
Asset Quality 2 Rivers Area Credit Union
Kankakee, IL
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1-Year Asset Growth -1.22%
5-Year Asset Growth 6.95%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans -1.38%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 8.19%
Non-Performing Loans to Loans 1.62%
Balance Sheet 2 Rivers Area Credit Union
Kankakee, IL
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Total Assets 25.09M
Total Deposits 21.73M
Capital and Reserves 2 Rivers Area Credit Union
Kankakee, IL
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Capital 2.76M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 1.56%
Liquidity 2 Rivers Area Credit Union
Kankakee, IL
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Hot Money Ratio 2.09%
Liquidity Ratio 33.20%
Profitability 2 Rivers Area Credit Union
Kankakee, IL
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5-Year Return on Average Assets -0.02%
Net Income 11.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.16%
Overhead Efficiency Ratio 97.07%
Return on Assets 0.18%
Return on Equity 1.60%