| Weiss Ratings |
2 Rivers Area Credit Union
Kankakee, IL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 5.90 | |||
| Company Info |
2 Rivers Area Credit Union
Kankakee, IL |
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| NCUA Charter Number | 4835 | |||
| Phone Number | (815) 935-2270 | |||
| Website | www.2riversacu.com | |||
| Asset Quality |
2 Rivers Area Credit Union
Kankakee, IL |
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| 1-Year Asset Growth | -2.21% | |||
| 5-Year Asset Growth | 5.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 6.07% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
2 Rivers Area Credit Union
Kankakee, IL |
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| Total Assets | 24.13M | |||
| Total Deposits | 21.24M | |||
| Capital and Reserves |
2 Rivers Area Credit Union
Kankakee, IL |
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| Capital | 2.90M | |||
| Leverage Ratio | 12.03 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Liquidity |
2 Rivers Area Credit Union
Kankakee, IL |
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| Hot Money Ratio | 1.14% | |||
| Liquidity Ratio | 19.84% | |||
| Profitability |
2 Rivers Area Credit Union
Kankakee, IL |
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| 5-Year Return on Average Assets | 0.03% | |||
| Net Income | 48.00K | |||
| Net Interest Spread | 5.20% | |||
| Operating Profit to Average Assets | 0.40% | |||
| Overhead Efficiency Ratio | 93.79% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 3.34% | |||