B
Affinity Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Affinity Credit Union
Des Moines, IA
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 2.90
Stability Index 7.50
Company Info Affinity Credit Union
Des Moines, IA
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NCUA Charter Number 4836
Phone Number (515) 288-7225
Website www.affinitycuia.org
Asset Quality Affinity Credit Union
Des Moines, IA
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1-Year Asset Growth 2.22%
5-Year Asset Growth 3.98%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 0.74%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.12%
Non-Performing Loans to Loans 0.73%
Balance Sheet Affinity Credit Union
Des Moines, IA
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Total Assets 148.84M
Total Deposits 128.27M
Capital and Reserves Affinity Credit Union
Des Moines, IA
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Capital 17.35M
Leverage Ratio 12.18
Loan Loss Reserves to Loans 0.99%
Liquidity Affinity Credit Union
Des Moines, IA
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Hot Money Ratio 11.39%
Liquidity Ratio 13.19%
Profitability Affinity Credit Union
Des Moines, IA
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5-Year Return on Average Assets 0.93%
Net Income 423.00K
Net Interest Spread 4.85%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 87.89%
Return on Assets 0.38%
Return on Equity 3.37%