A
Carpenters Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
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Capital
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Weiss Ratings Carpenters Federal Credit Union
Saint Paul, MN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 9.00
Stability Index 7.90
Company Info Carpenters Federal Credit Union
Saint Paul, MN
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NCUA Charter Number 4837
Phone Number (651) 646-8827
Website mycarpenterscu.org
Asset Quality Carpenters Federal Credit Union
Saint Paul, MN
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1-Year Asset Growth 1.71%
5-Year Asset Growth 3.99%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans -0.19%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.74%
Non-Performing Loans to Loans 0.58%
Balance Sheet Carpenters Federal Credit Union
Saint Paul, MN
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Total Assets 43.32M
Total Deposits 37.14M
Capital and Reserves Carpenters Federal Credit Union
Saint Paul, MN
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Capital 6.61M
Leverage Ratio 15.25
Loan Loss Reserves to Loans 1.73%
Liquidity Carpenters Federal Credit Union
Saint Paul, MN
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Hot Money Ratio 2.68%
Liquidity Ratio 60.24%
Profitability Carpenters Federal Credit Union
Saint Paul, MN
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5-Year Return on Average Assets 1.25%
Net Income 590.00K
Net Interest Spread 5.09%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 76.81%
Return on Assets 1.84%
Return on Equity 12.54%