| Weiss Ratings |
Railroad Employees Credit Union
Belen, NM |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 4.90 | |||
| Company Info |
Railroad Employees Credit Union
Belen, NM |
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| NCUA Charter Number | 4839 | |||
| Phone Number | (505) 864-4740 | |||
| Website | recu.org | |||
| Asset Quality |
Railroad Employees Credit Union
Belen, NM |
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| 1-Year Asset Growth | 16.75% | |||
| 5-Year Asset Growth | 13.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.25% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Railroad Employees Credit Union
Belen, NM |
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| Total Assets | 65.83M | |||
| Total Deposits | 58.51M | |||
| Capital and Reserves |
Railroad Employees Credit Union
Belen, NM |
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| Capital | 6.77M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Railroad Employees Credit Union
Belen, NM |
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| Hot Money Ratio | 27.68% | |||
| Liquidity Ratio | 17.06% | |||
| Profitability |
Railroad Employees Credit Union
Belen, NM |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 109.00K | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 78.98% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 6.49% | |||