| Weiss Ratings |
Railroad Employees Credit Union
Belen, NM |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 5.30 | |||
| Company Info |
Railroad Employees Credit Union
Belen, NM |
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| NCUA Charter Number | 4839 | |||
| Phone Number | (505) 864-4740 | |||
| Website | recu.org | |||
| Asset Quality |
Railroad Employees Credit Union
Belen, NM |
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| 1-Year Asset Growth | 16.42% | |||
| 5-Year Asset Growth | 14.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.97% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Railroad Employees Credit Union
Belen, NM |
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| Total Assets | 74.58M | |||
| Total Deposits | 66.10M | |||
| Capital and Reserves |
Railroad Employees Credit Union
Belen, NM |
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| Capital | 7.53M | |||
| Leverage Ratio | 10.33 | |||
| Loan Loss Reserves to Loans | 0.41% | |||
| Liquidity |
Railroad Employees Credit Union
Belen, NM |
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| Hot Money Ratio | 28.51% | |||
| Liquidity Ratio | 20.81% | |||
| Profitability |
Railroad Employees Credit Union
Belen, NM |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 482.00K | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 64.85% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 13.31% | |||