B
Northwoods Credit Union
CloquetMN
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northwoods Credit Union
Cloquet, MN
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Rating B
Asset Quality Index 9.10
Capitalization Index 5.10
Liquidity Index 3.20
Profitability Index 0.90
Stability Index 4.00
Company Info Northwoods Credit Union
Cloquet, MN
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NCUA Charter Number 4841
Phone Number (218) 879-4181
Website www.northwoodscu.org
Asset Quality Northwoods Credit Union
Cloquet, MN
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1-Year Asset Growth 3.32%
5-Year Asset Growth 8.89%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 3.54%
Non-Performing Loans to Loans 0.35%
Balance Sheet Northwoods Credit Union
Cloquet, MN
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Total Assets 177.13M
Total Deposits 161.45M
Capital and Reserves Northwoods Credit Union
Cloquet, MN
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Capital 13.27M
Leverage Ratio 7.49
Loan Loss Reserves to Loans 0.78%
Liquidity Northwoods Credit Union
Cloquet, MN
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Hot Money Ratio 11.51%
Liquidity Ratio 18.45%
Profitability Northwoods Credit Union
Cloquet, MN
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5-Year Return on Average Assets 0.23%
Net Income -95.00K
Net Interest Spread 5.62%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 97.30%
Return on Assets -0.22%
Return on Equity -2.85%