B
Northwoods Credit Union
CloquetMN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.60
Capitalization Index 5.90
Liquidity Index 2.60
Profitability Index 6.00
Stability Index 5.00
Company Info Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4841
Phone Number (218) 879-4181
Website www.northwoodscu.org
Asset Quality Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.09%
5-Year Asset Growth 7.92%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.30%
Balance Sheet Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 179.06M
Total Deposits 162.47M
Capital and Reserves Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 15.08M
Leverage Ratio 8.42
Loan Loss Reserves to Loans 0.76%
Liquidity Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.52%
Liquidity Ratio 11.77%
Profitability Northwoods Credit Union
Cloquet, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.25%
Net Income 493.00K
Net Interest Spread 6.34%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 83.89%
Return on Assets 1.11%
Return on Equity 13.30%