| Weiss Ratings |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.40 | |||
| Company Info |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4841 | |||
| Phone Number | (218) 879-4181 | |||
| Website | www.northwoodscu.org | |||
| Asset Quality |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.20% | |||
| 5-Year Asset Growth | 7.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.92% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 176.29M | |||
| Total Deposits | 159.35M | |||
| Capital and Reserves |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.47M | |||
| Leverage Ratio | 8.78 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.03% | |||
| Liquidity Ratio | 13.07% | |||
| Profitability |
Northwoods Credit Union
Cloquet, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 889.00K | |||
| Net Interest Spread | 6.41% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 79.07% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 11.81% | |||