| Weiss Ratings |
Northwoods Credit Union
Cloquet, MN |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 5.60 | |||
| Company Info |
Northwoods Credit Union
Cloquet, MN |
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| NCUA Charter Number | 4841 | |||
| Phone Number | (218) 879-4181 | |||
| Website | www.northwoodscu.org | |||
| Asset Quality |
Northwoods Credit Union
Cloquet, MN |
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| 1-Year Asset Growth | -0.89% | |||
| 5-Year Asset Growth | 7.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.43% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Northwoods Credit Union
Cloquet, MN |
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| Total Assets | 174.88M | |||
| Total Deposits | 157.18M | |||
| Capital and Reserves |
Northwoods Credit Union
Cloquet, MN |
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| Capital | 16.05M | |||
| Leverage Ratio | 9.18 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
Northwoods Credit Union
Cloquet, MN |
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| Hot Money Ratio | 9.95% | |||
| Liquidity Ratio | 14.25% | |||
| Profitability |
Northwoods Credit Union
Cloquet, MN |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 1.46M | |||
| Net Interest Spread | 6.48% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 79.34% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 12.77% | |||