B
Division 819 Transit Employees Credit Union
Rating Date
December 2025
Net Capital
Ratio
17.67
Leverage
Ratio
17.92
Return On
Assets
1.29%
Total
Assets
15.39M
Capital
2.72M
Total
Deposits
12.60M
Net
Income
146.00K
My Lists My Alerts
Weiss Ratings Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 6.60
Stability Index 5.10
Company Info Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 4845
Phone Number (973) 373-2333
Website www.div819cu.com
Asset Quality Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.36%
5-Year Asset Growth -0.08%
5-Year Charge-Offs to Average Loans 1.29%
Charge-Offs to Average Loans 1.67%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 6.16%
Non-Performing Loans to Loans 2.88%
Balance Sheet Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 15.39M
Total Deposits 12.60M
Capital and Reserves Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.72M
Leverage Ratio 17.92
Loan Loss Reserves to Loans 3.00%
Liquidity Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 40.69%
Profitability Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.11%
Net Income 146.00K
Net Interest Spread 5.21%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 60.37%
Return on Assets 1.29%
Return on Equity 7.42%