C
Division 819 Transit Employees Credit Union
Rating Date
September 2025
Net Capital
Ratio
17.92
Leverage
Ratio
18.17
Return On
Assets
1.41%
Total
Assets
14.96M
Capital
2.68M
Total
Deposits
12.21M
Net
Income
106.00K
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Weiss Ratings Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 5.40
Stability Index 5.00
Company Info Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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NCUA Charter Number 4845
Phone Number (973) 373-2333
Website www.div819cu.com
Asset Quality Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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1-Year Asset Growth -2.82%
5-Year Asset Growth -0.08%
5-Year Charge-Offs to Average Loans 1.29%
Charge-Offs to Average Loans 2.23%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 5.68%
Non-Performing Loans to Loans 2.58%
Balance Sheet Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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Total Assets 14.96M
Total Deposits 12.21M
Capital and Reserves Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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Capital 2.68M
Leverage Ratio 18.17
Loan Loss Reserves to Loans 2.99%
Liquidity Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 45.47%
Profitability Division 819 Transit Employees Credit Union
Irvington, NJ 		Click to
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5-Year Return on Average Assets 0.11%
Net Income 106.00K
Net Interest Spread 5.49%
Operating Profit to Average Assets 2.22%
Overhead Efficiency Ratio 55.70%
Return on Assets 1.41%
Return on Equity 8.20%