B
Midwest Members Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midwest Members Credit Union
Wood River, IL
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 10.00
Stability Index 7.00
Company Info Midwest Members Credit Union
Wood River, IL
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NCUA Charter Number 485
Phone Number (618) 254-0605
Website www.midmembers.org
Asset Quality Midwest Members Credit Union
Wood River, IL
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1-Year Asset Growth 5.60%
5-Year Asset Growth 8.07%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.57%
Non-Performing Loans to Loans 0.59%
Balance Sheet Midwest Members Credit Union
Wood River, IL
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Total Assets 211.84M
Total Deposits 185.97M
Capital and Reserves Midwest Members Credit Union
Wood River, IL
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Capital 24.32M
Leverage Ratio 12.25
Loan Loss Reserves to Loans 0.69%
Liquidity Midwest Members Credit Union
Wood River, IL
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Hot Money Ratio 8.29%
Liquidity Ratio 24.19%
Profitability Midwest Members Credit Union
Wood River, IL
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5-Year Return on Average Assets 1.11%
Net Income 857.00K
Net Interest Spread 4.81%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 62.95%
Return on Assets 1.66%
Return on Equity 14.36%