| Weiss Ratings |
First Alliance Credit Union
Rochester, MN |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 7.10 | |||
| Company Info |
First Alliance Credit Union
Rochester, MN |
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| NCUA Charter Number | 4850 | |||
| Phone Number | (507) 288-0330 | |||
| Website | www.firstalliancecu.com | |||
| Asset Quality |
First Alliance Credit Union
Rochester, MN |
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| 1-Year Asset Growth | -0.90% | |||
| 5-Year Asset Growth | 7.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 7.51% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
First Alliance Credit Union
Rochester, MN |
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| Total Assets | 280.21M | |||
| Total Deposits | 235.74M | |||
| Capital and Reserves |
First Alliance Credit Union
Rochester, MN |
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| Capital | 28.09M | |||
| Leverage Ratio | 10.62 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
First Alliance Credit Union
Rochester, MN |
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| Hot Money Ratio | 6.16% | |||
| Liquidity Ratio | 10.77% | |||
| Profitability |
First Alliance Credit Union
Rochester, MN |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.64M | |||
| Net Interest Spread | 5.14% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 80.14% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.15% | |||