| Weiss Ratings |
First Alliance Credit Union
Rochester, MN |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.60 | |||
| Company Info |
First Alliance Credit Union
Rochester, MN |
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| NCUA Charter Number | 4850 | |||
| Phone Number | (507) 288-0330 | |||
| Website | www.firstalliancecu.com | |||
| Asset Quality |
First Alliance Credit Union
Rochester, MN |
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| 1-Year Asset Growth | -0.09% | |||
| 5-Year Asset Growth | 5.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 10.17% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
First Alliance Credit Union
Rochester, MN |
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| Total Assets | 284.37M | |||
| Total Deposits | 246.30M | |||
| Capital and Reserves |
First Alliance Credit Union
Rochester, MN |
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| Capital | 30.10M | |||
| Leverage Ratio | 11.08 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Liquidity |
First Alliance Credit Union
Rochester, MN |
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| Hot Money Ratio | 7.09% | |||
| Liquidity Ratio | 8.68% | |||
| Profitability |
First Alliance Credit Union
Rochester, MN |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 264.00K | |||
| Net Interest Spread | 5.50% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 85.02% | |||
| Return on Assets | 0.19% | |||
| Return on Equity | 1.84% | |||