B
Middletown Area Schools Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Middletown Area Schools Credit Union
Middletown, OH
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 7.10
Stability Index 5.70
Company Info Middletown Area Schools Credit Union
Middletown, OH
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NCUA Charter Number 4851
Phone Number (513) 422-2392
Website www.mascu.com
Asset Quality Middletown Area Schools Credit Union
Middletown, OH
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1-Year Asset Growth 6.91%
5-Year Asset Growth 4.25%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.57%
Non-Performing Loans to Loans 0.37%
Balance Sheet Middletown Area Schools Credit Union
Middletown, OH
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Total Assets 10.75M
Total Deposits 9.18M
Capital and Reserves Middletown Area Schools Credit Union
Middletown, OH
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Capital 1.55M
Leverage Ratio 14.59
Loan Loss Reserves to Loans 0.63%
Liquidity Middletown Area Schools Credit Union
Middletown, OH
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Hot Money Ratio 0.00%
Liquidity Ratio 38.44%
Profitability Middletown Area Schools Credit Union
Middletown, OH
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5-Year Return on Average Assets 0.70%
Net Income 97.00K
Net Interest Spread 5.71%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 76.71%
Return on Assets 1.20%
Return on Equity 8.63%