A
ARK Valley Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings ARK Valley Credit Union
Arkansas City, KS
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 9.00
Stability Index 7.70
Company Info ARK Valley Credit Union
Arkansas City, KS
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NCUA Charter Number 4856
Phone Number (620) 442-8210
Website arkvalleycu.org
Asset Quality ARK Valley Credit Union
Arkansas City, KS
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1-Year Asset Growth 4.87%
5-Year Asset Growth 7.71%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 0.56%
Balance Sheet ARK Valley Credit Union
Arkansas City, KS
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Total Assets 56.74M
Total Deposits 48.14M
Capital and Reserves ARK Valley Credit Union
Arkansas City, KS
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Capital 8.14M
Leverage Ratio 14.34
Loan Loss Reserves to Loans 0.35%
Liquidity ARK Valley Credit Union
Arkansas City, KS
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Hot Money Ratio 1.46%
Liquidity Ratio 31.79%
Profitability ARK Valley Credit Union
Arkansas City, KS
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5-Year Return on Average Assets 0.94%
Net Income 522.00K
Net Interest Spread 5.20%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 76.55%
Return on Assets 1.23%
Return on Equity 8.85%