B
Niagara Falls Teachers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
17.55
Leverage
Ratio
17.55
Return On
Assets
1.56%
Total
Assets
12.29M
Capital
2.16M
Total
Deposits
10.14M
Net
Income
95.00K
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Weiss Ratings Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.10
Stability Index 5.70
Company Info Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 486
Phone Number (716) 285-5569
Website www.nftfcu.org/
Asset Quality Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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1-Year Asset Growth -3.25%
5-Year Asset Growth -0.70%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Total Assets 12.29M
Total Deposits 10.14M
Capital and Reserves Niagara Falls Teachers Federal Credit Union
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Capital 2.16M
Leverage Ratio 17.55
Loan Loss Reserves to Loans 0.69%
Liquidity Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 40.90%
Profitability Niagara Falls Teachers Federal Credit Union
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5-Year Return on Average Assets 0.26%
Net Income 95.00K
Net Interest Spread 4.58%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 58.13%
Return on Assets 1.56%
Return on Equity 9.02%