B
Niagara Falls Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
17.31
Leverage
Ratio
17.32
Return On
Assets
1.28%
Total
Assets
12.14M
Capital
2.10M
Total
Deposits
10.04M
Net
Income
39.00K
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Weiss Ratings Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 6.00
Stability Index 5.70
Company Info Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 486
Phone Number (716) 285-5569
Website www.nftfcu.org/
Asset Quality Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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1-Year Asset Growth -4.33%
5-Year Asset Growth -0.70%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Total Assets 12.14M
Total Deposits 10.04M
Capital and Reserves Niagara Falls Teachers Federal Credit Union
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Capital 2.10M
Leverage Ratio 17.32
Loan Loss Reserves to Loans 0.69%
Liquidity Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 38.94%
Profitability Niagara Falls Teachers Federal Credit Union
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5-Year Return on Average Assets 0.26%
Net Income 39.00K
Net Interest Spread 4.45%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 58.82%
Return on Assets 1.28%
Return on Equity 7.49%