B
Niagara Falls Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
19.25
Leverage
Ratio
19.25
Return On
Assets
1.80%
Total
Assets
11.56M
Capital
2.23M
Total
Deposits
9.33M
Net
Income
163.00K
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Weiss Ratings Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 8.00
Stability Index 5.70
Company Info Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 486
Phone Number (716) 285-5569
Website nftfcu.org
Asset Quality Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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1-Year Asset Growth -6.22%
5-Year Asset Growth -0.70%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Total Assets 11.56M
Total Deposits 9.33M
Capital and Reserves Niagara Falls Teachers Federal Credit Union
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Capital 2.23M
Leverage Ratio 19.25
Loan Loss Reserves to Loans 0.43%
Liquidity Niagara Falls Teachers Federal Credit Union
Niagara Falls, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 39.93%
Profitability Niagara Falls Teachers Federal Credit Union
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5-Year Return on Average Assets 0.26%
Net Income 163.00K
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 57.87%
Return on Assets 1.80%
Return on Equity 10.18%