B
MEMBERS1st Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MEMBERS1st Community Credit Union
Marshalltown, IA
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Rating B
Asset Quality Index 8.20
Capitalization Index 6.60
Liquidity Index 3.80
Profitability Index 4.10
Stability Index 5.50
Company Info MEMBERS1st Community Credit Union
Marshalltown, IA
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NCUA Charter Number 4862
Phone Number (800) 245-6199
Website www.members1st.com
Asset Quality MEMBERS1st Community Credit Union
Marshalltown, IA
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1-Year Asset Growth 9.88%
5-Year Asset Growth 8.81%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 4.59%
Non-Performing Loans to Loans 0.61%
Balance Sheet MEMBERS1st Community Credit Union
Marshalltown, IA
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Total Assets 290.97M
Total Deposits 260.40M
Capital and Reserves MEMBERS1st Community Credit Union
Marshalltown, IA
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Capital 26.91M
Leverage Ratio 9.45
Loan Loss Reserves to Loans 0.74%
Liquidity MEMBERS1st Community Credit Union
Marshalltown, IA
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Hot Money Ratio 14.03%
Liquidity Ratio 24.15%
Profitability MEMBERS1st Community Credit Union
Marshalltown, IA
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5-Year Return on Average Assets 0.54%
Net Income 839.00K
Net Interest Spread 4.15%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 78.95%
Return on Assets 0.59%
Return on Equity 6.37%