| Weiss Ratings |
Ideal Credit Union
Woodbury, MN |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 7.60 | |||
| Company Info |
Ideal Credit Union
Woodbury, MN |
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| NCUA Charter Number | 4878 | |||
| Phone Number | (651) 770-7000 | |||
| Website | www.idealcu.com | |||
| Asset Quality |
Ideal Credit Union
Woodbury, MN |
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| 1-Year Asset Growth | 3.39% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 8.90% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
Ideal Credit Union
Woodbury, MN |
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| Total Assets | 1.02B | |||
| Total Deposits | 848.92M | |||
| Capital and Reserves |
Ideal Credit Union
Woodbury, MN |
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| Capital | 103.63M | |||
| Leverage Ratio | 10.53 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Liquidity |
Ideal Credit Union
Woodbury, MN |
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| Hot Money Ratio | 20.15% | |||
| Liquidity Ratio | 18.17% | |||
| Profitability |
Ideal Credit Union
Woodbury, MN |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 5.54M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 79.39% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 5.47% | |||
