| Weiss Ratings |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 6.80 | |||
| Company Info |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4878 | |||
| Phone Number | (651) 770-7000 | |||
| Website | www.idealcu.com | |||
| Asset Quality |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.50% | |||
| 5-Year Asset Growth | 6.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 5.42% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.09B | |||
| Total Deposits | 914.29M | |||
| Capital and Reserves |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 112.22M | |||
| Leverage Ratio | 10.36 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.56% | |||
| Liquidity Ratio | 16.19% | |||
| Profitability |
Ideal Credit Union
Woodbury, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 2.87M | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 80.09% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 3.46% | |||