B
Kemba Charleston Federal Credit Union
DunbarWV
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kemba Charleston Federal Credit Union
Dunbar, WV
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 2.20
Stability Index 7.70
Company Info Kemba Charleston Federal Credit Union
Dunbar, WV
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NCUA Charter Number 488
Phone Number (304) 768-5700
Website www.kembacharlestonfcu.org
Asset Quality Kemba Charleston Federal Credit Union
Dunbar, WV
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1-Year Asset Growth 1.77%
5-Year Asset Growth 3.36%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 1.91%
Non-Performing Loans to Loans 1.20%
Balance Sheet Kemba Charleston Federal Credit Union
Dunbar, WV
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Total Assets 44.95M
Total Deposits 35.41M
Capital and Reserves Kemba Charleston Federal Credit Union
Dunbar, WV
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Capital 9.05M
Leverage Ratio 20.13
Loan Loss Reserves to Loans 1.38%
Liquidity Kemba Charleston Federal Credit Union
Dunbar, WV
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Hot Money Ratio 15.92%
Liquidity Ratio 19.12%
Profitability Kemba Charleston Federal Credit Union
Dunbar, WV
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5-Year Return on Average Assets 0.26%
Net Income 219.00K
Net Interest Spread 3.01%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 79.71%
Return on Assets 0.65%
Return on Equity 3.27%