| Weiss Ratings |
Spojnia Credit Union
Scranton, PA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 7.30 | |||
| Company Info |
Spojnia Credit Union
Scranton, PA |
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| NCUA Charter Number | 4883 | |||
| Phone Number | (570) 344-1513 | |||
| Website | www.spojniacreditunion.org | |||
| Asset Quality |
Spojnia Credit Union
Scranton, PA |
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| 1-Year Asset Growth | -1.13% | |||
| 5-Year Asset Growth | 1.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 3.48% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
Spojnia Credit Union
Scranton, PA |
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| Total Assets | 14.01M | |||
| Total Deposits | 11.55M | |||
| Capital and Reserves |
Spojnia Credit Union
Scranton, PA |
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| Capital | 2.45M | |||
| Leverage Ratio | 17.70 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
Spojnia Credit Union
Scranton, PA |
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| Hot Money Ratio | 19.59% | |||
| Liquidity Ratio | 27.33% | |||
| Profitability |
Spojnia Credit Union
Scranton, PA |
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| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | -13.00K | |||
| Net Interest Spread | 12.61% | |||
| Operating Profit to Average Assets | 0.00% | |||
| Overhead Efficiency Ratio | 92.94% | |||
| Return on Assets | -0.37% | |||
| Return on Equity | -2.11% | |||