| Weiss Ratings |
Spojnia Credit Union
Scranton, PA |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 6.40 | |||
| Company Info |
Spojnia Credit Union
Scranton, PA |
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| NCUA Charter Number | 4883 | |||
| Phone Number | (570) 344-1513 | |||
| Website | www.spojniacreditunion.org | |||
| Asset Quality |
Spojnia Credit Union
Scranton, PA |
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| 1-Year Asset Growth | -0.80% | |||
| 5-Year Asset Growth | 0.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.01% | |||
| Non-Performing Loans to Capital | 17.85% | |||
| Non-Performing Loans to Loans | 6.12% | |||
| Balance Sheet |
Spojnia Credit Union
Scranton, PA |
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| Total Assets | 13.60M | |||
| Total Deposits | 10.97M | |||
| Capital and Reserves |
Spojnia Credit Union
Scranton, PA |
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| Capital | 2.28M | |||
| Leverage Ratio | 16.83 | |||
| Loan Loss Reserves to Loans | 0.21% | |||
| Liquidity |
Spojnia Credit Union
Scranton, PA |
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| Hot Money Ratio | 19.08% | |||
| Liquidity Ratio | 28.03% | |||
| Profitability |
Spojnia Credit Union
Scranton, PA |
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| 5-Year Return on Average Assets | 0.09% | |||
| Net Income | -151.00K | |||
| Net Interest Spread | 2.32% | |||
| Operating Profit to Average Assets | -2.20% | |||
| Overhead Efficiency Ratio | 200.67% | |||
| Return on Assets | -2.21% | |||
| Return on Equity | -12.80% | |||