Bradford Area School Employees Federal Credit Union

Bradford, PA

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.50
Capitalization Index	10.00
Liquidity Index	4.00
Profitability Index	8.00
Stability Index	5.00

Company Info	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4891
Phone Number	(814) 368-5595
Website	www.basecu.org

Asset Quality	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.97%
5-Year Asset Growth	2.58%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.18%
Non-Performing Loans to Capital	0.84%
Non-Performing Loans to Loans	0.25%

Balance Sheet	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.10M
Total Deposits	869.00K

Capital and Reserves	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
Capital	233.00K
Leverage Ratio	21.12
Loan Loss Reserves to Loans	0.63%

Liquidity	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	27.67%

Profitability	Bradford Area School Employees Federal Credit Union Bradford, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.58%
Net Income	7.00K
Net Interest Spread	5.54%
Operating Profit to Average Assets	1.32%
Overhead Efficiency Ratio	72.00%
Return on Assets	1.32%
Return on Equity	6.09%