C
Bradford Area School Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
21.81
Leverage
Ratio
21.81
Return On
Assets
1.15%
Total
Assets
1.05M
Capital
229.00K
Total
Deposits
820.00K
Net
Income
3.00K
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Weiss Ratings Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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Rating C
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 6.70
Stability Index 4.30
Company Info Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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NCUA Charter Number 4891
Phone Number (814) 368-5595
Website www.basecu.org
Asset Quality Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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1-Year Asset Growth 2.94%
5-Year Asset Growth 2.58%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 5.13%
Non-Performing Loans to Loans 1.40%
Balance Sheet Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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Total Assets 1.05M
Total Deposits 820.00K
Capital and Reserves Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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Capital 229.00K
Leverage Ratio 21.81
Loan Loss Reserves to Loans 0.58%
Liquidity Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 15.33%
Profitability Bradford Area School Employees Federal Credit Union
Bradford, PA 		Click to
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5-Year Return on Average Assets 0.58%
Net Income 3.00K
Net Interest Spread 5.25%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 75.00%
Return on Assets 1.15%
Return on Equity 5.26%