C
City and County Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.98
Leverage
Ratio
9.98
Return On
Assets
0.25%
Total
Assets
27.44M
Capital
2.74M
Total
Deposits
24.06M
Net
Income
17.00K
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Weiss Ratings City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 7.80
Liquidity Index 6.40
Profitability Index 2.40
Stability Index 5.00
Company Info City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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NCUA Charter Number 4899
Phone Number (507) 373-7200
Website www.alcitycountycu.org
Asset Quality City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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1-Year Asset Growth 3.63%
5-Year Asset Growth 6.00%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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Total Assets 27.44M
Total Deposits 24.06M
Capital and Reserves City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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Capital 2.74M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 0.42%
Liquidity City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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Hot Money Ratio 5.48%
Liquidity Ratio 38.11%
Profitability City and County Employees Federal Credit Union
Albert Lea, MN 		Click to
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5-Year Return on Average Assets 0.21%
Net Income 17.00K
Net Interest Spread 2.22%
Operating Profit to Average Assets 0.21%
Overhead Efficiency Ratio 92.00%
Return on Assets 0.25%
Return on Equity 2.49%