D
Wheat State Credit Union
WichitaKS
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 3.30
Capitalization Index 6.30
Liquidity Index 2.70
Profitability Index 2.40
Stability Index 1.70
Company Info Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4927
Phone Number (316) 687-4101
Website www.wheatstatecu.com
Asset Quality Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.32%
5-Year Asset Growth 3.40%
5-Year Charge-Offs to Average Loans 1.43%
Charge-Offs to Average Loans 1.69%
Non-Performing Assets to Assets 1.58%
Non-Performing Loans to Capital 12.01%
Non-Performing Loans to Loans 1.44%
Balance Sheet Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 23.03M
Total Deposits 20.65M
Capital and Reserves Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.08M
Leverage Ratio 9.03
Loan Loss Reserves to Loans 1.72%
Liquidity Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.63%
Liquidity Ratio 16.90%
Profitability Wheat State Credit Union
Wichita, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.46%
Net Income -52.00K
Net Interest Spread 5.95%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 90.29%
Return on Assets -0.45%
Return on Equity -4.96%