Health Care Family Credit Union

Richmond Heights, MO

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.90
Capitalization Index	10.00
Liquidity Index	3.30
Profitability Index	6.80
Stability Index	7.00

Company Info	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4933
Phone Number	(314) 645-5851
Website	www.healthcarefamilycreditunion.org

Asset Quality	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.53%
5-Year Asset Growth	3.30%
5-Year Charge-Offs to Average Loans	0.20%
Charge-Offs to Average Loans	0.47%
Non-Performing Assets to Assets	1.64%
Non-Performing Loans to Capital	10.87%
Non-Performing Loans to Loans	2.29%

Balance Sheet	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	75.23M
Total Deposits	62.79M

Capital and Reserves	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
Capital	11.04M
Leverage Ratio	15.28
Loan Loss Reserves to Loans	0.61%

Liquidity	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.50%
Liquidity Ratio	16.97%

Profitability	Health Care Family Credit Union Richmond Heights, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	477.00K
Net Interest Spread	4.54%
Operating Profit to Average Assets	1.15%
Overhead Efficiency Ratio	77.74%
Return on Assets	0.84%
Return on Equity	5.95%